Biller name
North Carolina Joint Underwriting Association
HQ: Raleigh, NC
Legal name
North Carolina Joint Underwriting Association
Website
Deferit is unaffiliated with North Carolina Joint Underwriting Association
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North Carolina Joint Underwriting Association Account & Billing Support
| Department | Number / Channel |
|---|---|
| Association Main | 800-662-7048 |
| Association | (919) 821-1299 |
| Consumer Service Portal | 866-306-0693 |
| Consumer Service Portal | (919) 459-1006 |
Retrieved July 2026 · Source: ncjua-nciua.org · current departmental phone numbers and hours of operation.
About North Carolina Joint Underwriting Association
The North Carolina Joint Underwriting Association (NCJUA), also known as the FAIR Plan, is a tax-exempt association of insurance companies licensed to write property insurance in North Carolina. Established in 1969, it operates as a market of last resort, created by law to provide property insurance coverage to North Carolina property owners who cannot obtain coverage through standard insurance markets.
North Carolina Joint Underwriting Association bills commonly include monthly or annual premiums, coverage fees, policy deductibles, and administrative surcharges. Deferit is unaffiliated with North Carolina Joint Underwriting Association.
How to Pay Your North Carolina Joint Underwriting Association Bill
- Online: Pay online through the Consumer Service Portal at https://consumer-portal.ncjua-nciua.org/ with 24/7 access.
- Phone: Call 1-800-662-7048 for payment assistance.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: ncjua-nciua.org ·consumer-portal.ncjua-nciua.org.
Need to split your North Carolina Joint Underwriting Association bill into installments?
Retrieved July 2026 · Source: ncjua-nciua.org.
| North Carolina Joint Underwriting Association payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check North Carolina Joint Underwriting Association's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If North Carolina Joint Underwriting Association offers payment arrangements, limits are set by North Carolina Joint Underwriting Association based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by North Carolina Joint Underwriting Association at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check North Carolina Joint Underwriting Association's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by North Carolina Joint Underwriting Association and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | North Carolina Joint Underwriting Association bills only | North Carolina Joint Underwriting Association and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your North Carolina Joint Underwriting Association bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About North Carolina Joint Underwriting Association
Can I use Deferit to pay my North Carolina Joint Underwriting Association bill? ›
Yes. Enter your North Carolina Joint Underwriting Association bill amount in Deferit and we pay North Carolina Joint Underwriting Association in full right away. You repay us in 4 bi-weekly installments.
What payment methods does North Carolina Joint Underwriting Association accept? ›
North Carolina Joint Underwriting Association typically accepts online payments via credit card, debit card, or bank transfer. Visit ncjua-nciua.org or contact their support team for the most up-to-date options.
Does North Carolina Joint Underwriting Association offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit North Carolina Joint Underwriting Association's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my North Carolina Joint Underwriting Association bill on time? ›
Contact North Carolina Joint Underwriting Association directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026