Biller name
North Georgia EMC
HQ: Dalton, GA
Legal name
North Georgia Electric Membership Corporation
Website
Deferit is unaffiliated with North Georgia EMC
Pay your North Georgia EMC bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
North Georgia EMC Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 706-259-9441 |
Retrieved June 2026 · Source: ngemc.com/contact ·ngemc.com/ContactUs ·ngemc.com/outage ·ngemc.com · current departmental phone numbers and hours of operation.
About North Georgia EMC
North Georgia EMC is a not-for-profit electric cooperative serving seven counties in Northwest Georgia (Catoosa, Chattooga, Floyd, Gordon, Murray, Walker, and Whitfield) with a mission centered on safety, service, and community stewardship.
North Georgia EMC bills commonly include charges for residential or commercial electric service delivery, customer service fees, and any applicable taxes or rider fees. Deferit is unaffiliated with North Georgia EMC.
How to Pay Your North Georgia EMC Bill
- Online: Pay online at https://billing.ngemc.com/onlineportal/
- Phone: Call customer service at 706-259-9441 to pay by phone.
- Mail: Mail payment to P.O. Box 1407, Dalton, GA 30722
- Auto-Pay: Set up automatic bank draft through your online account at https://billing.ngemc.com/onlineportal/
- In-Person: Pay at self-service kiosks at 1850 Cleveland Hwy., Dalton, GA 30721 or 3368 Battlefield Pkwy., Fort Oglethorpe, GA 30742
- App: Download the My NGEMC Account app from Google Play or App Store for 24/7 mobile payments.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: ngemc.com/faq.
Need to split your North Georgia EMC bill into installments?
Retrieved June 2026 · Source: ngemc.com.
| North Georgia EMC payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check North Georgia EMC's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If North Georgia EMC offers payment arrangements, limits are set by North Georgia EMC based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by North Georgia EMC at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check North Georgia EMC's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by North Georgia EMC and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | North Georgia EMC bills only | North Georgia EMC and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your North Georgia EMC bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About North Georgia EMC
Can I use Deferit to pay my North Georgia EMC bill? ›
Yes. Enter your North Georgia EMC bill amount in Deferit and we pay North Georgia EMC in full right away. You repay us in 4 bi-weekly installments.
What payment methods does North Georgia EMC accept? ›
North Georgia EMC typically accepts online payments via credit card, debit card, or bank transfer. Visit ngemc.com or contact their support team for the most up-to-date options.
Does North Georgia EMC offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit North Georgia EMC's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my North Georgia EMC bill on time? ›
Contact North Georgia EMC directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026