Biller name
Northern Kentucky Water District
HQ: Erlanger, KY
Legal name
Northern Kentucky Water District
Website
Deferit is unaffiliated with Northern Kentucky Water District
Deferit can pay your Northern Kentucky Water District bill, and you pay Deferit in 4 smaller payments.1
100+ Northern Kentucky Water District bills paid · typical bill $1502 Deferit is unaffiliated with Northern Kentucky Water District
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Monthly membership applies, cancelable anytime. All payments incur a processing fee.
How to pay Payment methods Support FAQ
Need to split your Northern Kentucky Water District bill into installments?
Retrieved June 2026 · Source: nkywater.org.
| Northern Kentucky Water District payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Northern Kentucky Water District's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Northern Kentucky Water District offers payment arrangements, limits are set by Northern Kentucky Water District based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Northern Kentucky Water District at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Northern Kentucky Water District's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a processing fee per payment. No Deferit late fees on Max and Ultra memberships.* |
| If you miss a payment | Missed-payment consequences are set by Northern Kentucky Water District and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Northern Kentucky Water District bills only | Northern Kentucky Water District and most other US household bills |
| Learn more → |
*Deferit membership is $14.99 (Lite), $19.99 (Max) or $24.99 (Ultra) a month, plus a processing fee per payment. No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See membership terms for details.
Northern Kentucky Water District Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 859-578-9898 |
| Emergency / Outage | 513-244-9016 |
Retrieved June 2026 · Source: nkywater.org/225/Contact-Us · current departmental phone numbers and hours of operation.
About Northern Kentucky Water District
Northern Kentucky Water District (NKWD) serves nearly 300,000 people in Campbell, Kenton, and portions of Boone, Grant, and Pendleton counties. With a service area of approximately 231 square miles and about 1,338 miles of water main, NKWD is the largest water district in Kentucky and the Commonwealth's third largest water provider, operating three water treatment plants with a combined capacity of 64 million gallons per day.
Northern Kentucky Water District bills commonly include water consumption charges, base service fees, meter fees, and infrastructure or capital improvement surcharges. Deferit is unaffiliated with Northern Kentucky Water District.
How to Pay Your Northern Kentucky Water District Bill
- Online: Pay online through NKWD's payment page at nkywater.org/180/Pay-Your-Bill, which links to the customer portal for bill payment.
- Phone: Call 859-578-9898 to pay 24/7 through the automated system, which accepts Visa, MasterCard, and Discover.
- Mail: Mail your payment to Northern Kentucky Water District, P.O. Box 18640, Erlanger, KY 41018.
- In-Person: Drop off payment at the NKWD Central Facility (2835 Crescent Springs Road, Erlanger), Campbell County Public Library (3920 Alexandria Pike, Cold Spring), SD1 (1045 Eaton Drive, Fort Wright), or any local Heritage Bank branch.
- App: Pay through NKWD's mobile payment app, available for iPhone and Android.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Northern Kentucky Water District Payment Methods & Addresses
Retrieved June 2026 · Source: nkywater.org/180/Pay-Your-Bill ·nkywater.org.
Pay your Northern Kentucky Water District bill with Deferit
Pay now and split it into 4 installments, once every two weeks.
Learn more →Common Questions About Northern Kentucky Water District
Can I use Deferit to pay my Northern Kentucky Water District bill? ›
Yes. Enter your Northern Kentucky Water District bill amount in the Deferit app or online, and we pay Northern Kentucky Water District directly. You pay us in 4 smaller payments, once every two weeks.
Split this bill in 4What payment methods does Northern Kentucky Water District accept? ›
Northern Kentucky Water District typically accepts online payments via credit card, debit card, or bank transfer. Visit nkywater.org or contact their support team for the most up-to-date options.
Does Northern Kentucky Water District offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Northern Kentucky Water District's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Northern Kentucky Water District bill on time? ›
Contact Northern Kentucky Water District directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026