Biller name
Oxford Utilities
HQ: Oxford, MS
Legal name
Oxford Utilities
Website
Deferit is unaffiliated with Oxford Utilities
Pay your Oxford Utilities bill with Deferit
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Financing Option
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How to pay Payment methods Support Late fees FAQ Split into installments
Oxford Utilities Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | (662) 232-2373 |
| Emergency / Outage | (662) 232-2400 |
Retrieved July 2026 · Source: oxfordutilities.com/contact ·oxfordutilities.com/contact-us · current departmental phone numbers and hours of operation.
About Oxford Utilities
Oxford Utilities is a municipal utility company serving Oxford, Mississippi, providing water, sewer, and street lighting services to the city. The organization has served the community for over 100 years.
Oxford Utilities bills commonly include water consumption charges, sewer/wastewater fees, street lighting costs, meter service charges, and leak adjustment claims. Deferit is unaffiliated with Oxford Utilities.
How to Pay Your Oxford Utilities Bill
- Online: Visit oxfordutilities.com to pay online with your bank account or credit card.
- Phone: Call (662) 232-2373 Monday-Friday 8:00 a.m. - 5:00 p.m.
- Mail: Send payment to P.O. Box 827, Oxford, MS 38655.
- Auto-Pay: Set up automatic bank draft payments using the authorization form at oxfordutilities.com/resources/bank-draft-authorization-form-for-automatic-payments/
- In-Person: Pay at 300 McElroy Drive, Oxford, MS 38655, Monday-Friday 8:00 a.m. - 5:00 p.m.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: oxfordutilities.com.
Late Fees & Payment Policies
| Policy / Fee | Amount | Notes |
|---|---|---|
| Returned payment (NSF) fee | $30.00 | |
| Reconnection fee | Up to $200.00 | Varies by time and circumstances: $55 (daytime, no crew); $100 (daytime with crew); $75 (after-hours, no crew); $200 (after-hours with crew). All fees must be paid prior to reconnection of service. |
| Convenience fee (credit card processing) | Varies | Based on cost of processing credit card, evaluated annually and averaged for all accepted cards, due to Mississippi law |
Retrieved July 2026 · Source: oxfordutilities.com/fees
Need to split your Oxford Utilities bill into installments?
Retrieved July 2026 · Source: oxfordutilities.com.
| Oxford Utilities payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Oxford Utilities's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Oxford Utilities offers payment arrangements, limits are set by Oxford Utilities based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Oxford Utilities at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Oxford Utilities's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Oxford Utilities and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Oxford Utilities bills only | Oxford Utilities and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Oxford Utilities bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Oxford Utilities
Can I use Deferit to pay my Oxford Utilities bill? ›
Yes. Enter your Oxford Utilities bill amount in Deferit and we pay Oxford Utilities in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Oxford Utilities accept? ›
Oxford Utilities typically accepts online payments via credit card, debit card, or bank transfer. Visit oxfordutilities.com or contact their support team for the most up-to-date options.
Does Oxford Utilities offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Oxford Utilities's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Oxford Utilities bill on time? ›
Contact Oxford Utilities directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026