Biller name
Palmetto Electric Cooperative Inc
HQ: Ridgeland, SC
Legal name
Palmetto Electric Cooperative, Inc.
Website
Deferit is unaffiliated with Palmetto Electric Cooperative Inc
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Financing Option
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How to pay Payment methods Support FAQ Split into installments
Palmetto Electric Cooperative Inc Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service | 800-922-5551 |
| Emergency / Outage Main | 866-445-5551 |
Retrieved July 2026 · Source: palmetto.coop/contact-us · current departmental phone numbers and hours of operation.
About Palmetto Electric Cooperative Inc
Palmetto Electric Cooperative is a member-owned, not-for-profit electric utility that serves three South Carolina counties: southern Beaufort, Hampton, and Jasper. Beyond standard electricity distribution, the cooperative offers programs including solar options.
Palmetto Electric Cooperative bills commonly include electricity usage charges, fuel cost adjustments, transmission fees, and service fees. Deferit is unaffiliated with Palmetto Electric Cooperative.
How to Pay Your Palmetto Electric Cooperative Inc Bill
- Online: Pay online at https://epayment.palmetto.coop/onlineportal/ through the MyEnergy portal.
- Phone: Call PowerTouch 1-866-445-5551 to pay with debit or credit card.
- Auto-Pay: Set up automatic monthly deductions from checking account or debit/credit card via MyEnergy Online; no credit card fees.
- In-Person: Visit a district office Monday-Friday, 8 a.m. - 5 p.m.; see palmetto.coop/contact-us for locations.
- Mail: Mail checks or money orders to Palmetto Electric Cooperative, Inc., PO Box 70878, Charlotte, NC 28272-0878.
- App: Download the MyEnergy mobile app from App Store or Google Play to view, manage, and pay bills.
- Budget Billing: Enroll in Levelized Billing through MyEnergy Online for a consistent monthly bill based on 12-month rolling average usage.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: palmetto.coop/payment-options.
Need to split your Palmetto Electric Cooperative Inc bill into installments?
Retrieved July 2026 · Source: palmetto.coop.
| Palmetto Electric Cooperative Inc payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Palmetto Electric Cooperative Inc's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Palmetto Electric Cooperative Inc offers payment arrangements, limits are set by Palmetto Electric Cooperative Inc based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Palmetto Electric Cooperative Inc at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Palmetto Electric Cooperative Inc's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Palmetto Electric Cooperative Inc and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Palmetto Electric Cooperative Inc bills only | Palmetto Electric Cooperative Inc and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Palmetto Electric Cooperative Inc bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Palmetto Electric Cooperative Inc
Can I use Deferit to pay my Palmetto Electric Cooperative Inc bill? ›
Yes. Enter your Palmetto Electric Cooperative Inc bill amount in Deferit and we pay Palmetto Electric Cooperative Inc in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Palmetto Electric Cooperative Inc accept? ›
Palmetto Electric Cooperative Inc typically accepts online payments via credit card, debit card, or bank transfer. Visit palmetto.coop or contact their support team for the most up-to-date options.
Does Palmetto Electric Cooperative Inc offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Palmetto Electric Cooperative Inc's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Palmetto Electric Cooperative Inc bill on time? ›
Contact Palmetto Electric Cooperative Inc directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026