Biller name
Paulding-Putnam Electric Cooperative
HQ: Paulding, OH
Legal name
Paulding-Putnam Electric Cooperative
Website
Deferit is unaffiliated with Paulding-Putnam Electric Cooperative
Deferit can pay your Paulding-Putnam Electric Cooperative bill now, and you pay it later.1
Your repayment schedule
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Enter your bill amount to see your payment schedule.
Monthly membership applies, cancelable anytime. All payments incur a processing fee.
How to pay Payment methods Support FAQ
Need to split your Paulding-Putnam Electric Cooperative bill into installments?
Retrieved July 2026 · Source: ppec.coop.
| Paulding-Putnam Electric Cooperative payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Paulding-Putnam Electric Cooperative's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Paulding-Putnam Electric Cooperative offers payment arrangements, limits are set by Paulding-Putnam Electric Cooperative based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Paulding-Putnam Electric Cooperative at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Paulding-Putnam Electric Cooperative's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per payment. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Paulding-Putnam Electric Cooperative and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Paulding-Putnam Electric Cooperative bills only | Paulding-Putnam Electric Cooperative and most other US household bills |
| Learn more → |
*Deferit membership is $14.99 (Lite), $19.99 (Max) or $24.99 (Ultra) a month, plus a processing fee per payment. No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See membership terms for details.
Paulding-Putnam Electric Cooperative Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 800-686-2357 |
| Pay by Phone | 855-940-3918 |
Retrieved July 2026 · Source: ppec.coop/contact ·ppec.coop/outages · current departmental phone numbers and hours of operation.
About Paulding-Putnam Electric Cooperative
Paulding-Putnam Electric Cooperative is a member-owned, member-controlled nonprofit electric distribution utility located in northwestern Ohio, serving over 12,900 members across Paulding, Putnam, Defiance, Van Wert, and Allen counties in Ohio, plus Adams and Allen counties in Indiana. Operational since 1935, the cooperative is a Touchstone Energy Cooperative.
Paulding-Putnam Electric Cooperative bills commonly include electric service charges, transmission and distribution fees, demand charges, fuel cost adjustments, and basic monthly service fees. Deferit is unaffiliated with Paulding-Putnam Electric Cooperative.
How to Pay Your Paulding-Putnam Electric Cooperative Bill
- Online: Pay online with Quick Pay at https://ppec.coop/account-services/smarthub/.
- Auto-Pay: Set up automatic recurring payments through SmartHub with bank account or credit/debit card.
- Phone: Call 855-940-3918 to pay by phone.
- In-Person: Pay at main office: 401 McDonald Pike, Paulding, OH 45879, Monday-Friday 7am-3:30pm.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Paulding-Putnam Electric Cooperative Payment Methods & Addresses
Retrieved July 2026 · Source: ppec.coop/account-services/payment-options ·ppec.coop/account-services/smarthub.
Pay your Paulding-Putnam Electric Cooperative bill with Deferit
Pay now and split it into 4 installments, once every two weeks.
Learn more →Common Questions About Paulding-Putnam Electric Cooperative
Can I use Deferit to pay my Paulding-Putnam Electric Cooperative bill? ›
Yes. Enter your Paulding-Putnam Electric Cooperative bill amount in Deferit and we pay Paulding-Putnam Electric Cooperative in full right away. You repay us in 4 bi-weekly installments.
Split this bill in 4What payment methods does Paulding-Putnam Electric Cooperative accept? ›
Paulding-Putnam Electric Cooperative typically accepts online payments via credit card, debit card, or bank transfer. Visit ppec.coop or contact their support team for the most up-to-date options.
Does Paulding-Putnam Electric Cooperative offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Paulding-Putnam Electric Cooperative's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Paulding-Putnam Electric Cooperative bill on time? ›
Contact Paulding-Putnam Electric Cooperative directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026