Biller name
PenTex Energy
HQ: Muenster, TX
Legal name
Cooke County Electric Cooperative Association
Website
Deferit is unaffiliated with PenTex Energy
Deferit can pay your PenTex Energy bill, and you pay Deferit in 4 smaller payments.1
Your repayment schedule
- 1 Today
- 2
- 3
- 4
Enter your bill amount to see your payment schedule.
Monthly membership applies, cancelable anytime. All payments incur a processing fee.
How to pay Payment methods Support FAQ
Need to split your PenTex Energy bill into installments?
Retrieved July 2026 · Source: pentex.com.
| PenTex Energy payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check PenTex Energy's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If PenTex Energy offers payment arrangements, limits are set by PenTex Energy based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by PenTex Energy at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check PenTex Energy's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a processing fee per payment. No Deferit late fees on Max and Ultra memberships.* |
| If you miss a payment | Missed-payment consequences are set by PenTex Energy and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | PenTex Energy bills only | PenTex Energy and most other US household bills |
| Learn more → |
*Deferit membership is $14.99 (Lite), $19.99 (Max) or $24.99 (Ultra) a month, plus a processing fee per payment. No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See membership terms for details.
PenTex Energy Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | (940) 759-2211 |
Retrieved July 2026 · Source: pentex.com/contact-us ·pentex.com ·pentex.com/paying-your-electric-bill · current departmental phone numbers and hours of operation.
About PenTex Energy
PenTex Energy is a member-owned, non-profit electric cooperative headquartered in Muenster, Texas. Originating on June 7, 1938, with 98 members, the organization now serves over 10,000 members in Cooke, Montague, Grayson, Wise, and Denton counties, and employs over 60 people.
PenTex Energy bills commonly include electricity usage charges, demand charges, transmission and distribution fees, fuel cost adjustments, and cooperative membership fees. Deferit is unaffiliated with PenTex Energy.
How to Pay Your PenTex Energy Bill
- Online: Visit https://billing.pentex.com/onlineportal/ to pay online (unavailable 10:45pm-12:15am nightly for maintenance).
- Phone: Call (940) 759-2211 Monday-Friday 8AM-5PM to pay by phone.
- Mail: Mail payment to PenTex Energy, P.O. Box 530, Muenster, TX 76252-0530.
- Auto-Pay: Enroll in bank draft authorization for automatic monthly payments approximately 7 days after bill date via the online portal or mail completed form with voided check.
- In-Person: Pay in person at 11799 W US Hwy 82, Muenster, TX Monday-Friday 8AM-5PM, or use after-hours deposit box.
- App: Use the MyPenTex app (available on Apple App Store and Google Play Store) to pay anytime.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
PenTex Energy Payment Methods & Addresses
Retrieved July 2026 · Source: pentex.com ·pentex.com/contact-us.
Pay your PenTex Energy bill with Deferit
Pay now and split it into 4 installments, once every two weeks.
Learn more →Common Questions About PenTex Energy
Can I use Deferit to pay my PenTex Energy bill? ›
Yes. Enter your PenTex Energy bill amount in the Deferit app or online, and we pay PenTex Energy directly. You pay us in 4 smaller payments, once every two weeks.
Split this bill in 4What payment methods does PenTex Energy accept? ›
PenTex Energy typically accepts online payments via credit card, debit card, or bank transfer. Visit pentex.com or contact their support team for the most up-to-date options.
Does PenTex Energy offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit PenTex Energy's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my PenTex Energy bill on time? ›
Contact PenTex Energy directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026