Biller name
Progressive
HQ: Mayfield Village, OH
Legal name
The Progressive Corporation
Website
Also known as
Progressive Insurance · Progressive Direct · Progressive Commercial
Deferit is unaffiliated with Progressive
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Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support Late fees FAQ Split into installments
Progressive Account & Billing Support
| Department | Number / Channel | Hours |
|---|---|---|
| Customer service Main | 888-671-4405 | 24/7 · check bills, make payments, claims, policy changes, roadside assistance |
| Commercial customer service | 888-240-9839 | Mon-Fri 24 hours · Sat-Sun 6:30a-2:00a EST |
| Spanish customer service | 833-951-4271 | Customer Service 6:00a-12:00a EST daily · Claims 7:00a-7:30p CST daily |
Retrieved May 2026 · Source: progressive.com/contact-us · current departmental phone numbers and hours of operation.
Progressive Bill Types
About Progressive
The Progressive Corporation is a U.S. insurance company headquartered in Mayfield Village, Ohio. Progressive offers auto, motorcycle and other vehicle insurance (boat, RV, ATV/UTV, snowmobile), home, condo, renters and mobile home insurance, and commercial lines including commercial auto, general liability, professional liability, business owners policies, and workers' compensation. It also offers personal lines such as pet, life, jewelry, travel, and umbrella insurance.
Progressive bills commonly cover your insurance premium for one or more policies, billed for a six or 12 month term and paid either in full or in monthly installments, plus any applicable taxes, fees, and optional coverages. Deferit is unaffiliated with Progressive.
How to Pay Your Progressive Bill
- Online: Log in at progressive.com · select Payments · card and bank-account options, plus a quick-pay option without logging in.
- Phone: customer service 1-888-671-4405 (24/7) · commercial 1-888-240-9839.
- Mobile app: Progressive app · card, checking account, Apple Pay, Google Pay, or PayPal.
- Mail: mail a check or money order to the address on your bill.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved May 2026 · Source: progressive.com/manage-policy ·progressive.com/mobile-app ·progressive.com/answers/can-you-pay-car-insurance-with-credit-card ·progressive.com/auto/discounts .
Late Fees & Payment Policies
| Policy / Fee | Amount | Notes |
|---|---|---|
| Grace period for a late payment | Varies | Progressive Answers notes auto insurers typically offer a grace period, so a payment that's a few days late shouldn't pose a problem, make the payment as soon as possible because the grace period can vary by insurer |
| Notice before cancellation | No immediate cancellation | Your policy won't be cancelled immediately for a missed payment, Progressive notifies you by mail or email before cancelling. State law sets the notice period (generally 10 to 20 days depending on the state) |
| Reinstatement after cancellation | Past due balance | If your policy was cancelled, you may be able to reinstate it, when reinstating, you'll pay the past due balance and stay covered without a lapse |
| Continuous Insurance Discount loss | Discount lost | At Progressive, you may not be eligible for the Continuous Insurance Discount if you have gone more than one month without insurance |
| Installment fee (monthly plan) | Not published online | An installment fee may apply when you pay monthly instead of in full, Progressive does not publish a standard amount online and it can vary by state and policy |
| Returned-payment (NSF) fee | Not published online | A returned-payment fee may apply if a payment does not clear, Progressive does not publish a standard amount on its public site and it can vary by state |
Retrieved May 2026 · Source: progressive.com/answers/car-insurance-lapse ·progressive.com/auto/discounts
Need to split your Progressive bill into installments?
Progressive does not publish a dedicated hardship or payment-deferral program on its public site. If money is tight, the practical levers are switching from pay-in-full to monthly installments, setting up automatic payments to avoid a missed payment (which also earns a discount), and contacting customer service at 1-888-671-4405 before a payment is missed. If a policy is cancelled for non-payment you may be able to reinstate it by paying the past due balance.
If the goal is to pay the bill in full now and split the cost into smaller repayments, Deferit can pay an eligible Progressive bill on your behalf and let you repay it in 4 smaller installments.
Retrieved May 2026 · Source: progressive.com/answers/car-insurance-lapse ·progressive.com/auto/discounts .
| Progressive Monthly installment plan |  Deferit | |
|---|---|---|
| How to access | Choose monthly payments instead of paying your full term up front when you buy or renew, or change your payment preferences in your online account or the Progressive app. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | Premiums are typically billed for a six or 12 month term. You can pay the full term up front or spread it across monthly installments. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Progressive at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Progressive gives a discount for paying in full, and a separate discount for setting up automatic payments from a checking account, credit card, or debit card (the two discounts can't be combined). An installment fee may apply on monthly plans, Progressive does not publish a standard amount online and it can vary by state and policy. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Your policy is not cancelled immediately. Progressive notifies you before cancelling. If the policy is cancelled for non-payment you may be able to reinstate it by paying the past due balance, and a coverage gap can cost you the Continuous Insurance Discount. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Progressive bills only | Progressive and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Progressive bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Progressive
Does Progressive charge a late fee? ›
Progressive does not publish a standard late-fee amount on its public site. What it does explain is that your policy won't be cancelled immediately if you miss a payment, and that auto insurers typically offer a short grace period, so a payment that's a few days late shouldn't pose a problem. Make the payment as soon as possible, because the grace period can vary. An installment fee may also apply on monthly payment plans, and amounts can vary by state.
Retrieved May 2026 · Source: progressive.com/answers/car-insurance-lapse ·progressive.com/auto/discounts
What happens if I miss a Progressive payment? ›
Your policy is not cancelled immediately. Progressive notifies you by mail or email before cancelling, and state law generally requires between 10 and 20 days of notice depending on the state. If the policy is cancelled for non-payment, you may be able to reinstate it by paying the past due balance and stay covered without a lapse. Going more than one month without insurance can cost you Progressive's Continuous Insurance Discount.
Retrieved May 2026 · Source: progressive.com/answers/car-insurance-lapse
How do I pay my Progressive bill online? ›
Log in at progressive.com and select Payments to make a payment, update payment methods, and schedule payments. There is also a quick-pay option you can use without logging in. In the Progressive app you can pay by credit card, debit card, checking account, Apple Pay, Google Pay, or PayPal. Setting up automatic payments from a checking account, credit card, or debit card earns a discount.
Retrieved May 2026 · Source: progressive.com/manage-policy ·progressive.com/mobile-app ·progressive.com/auto/discounts
Can I split my Progressive bill into 4 installments? ›
Progressive bills your premium for a six or 12 month term, which you can pay in full up front or spread across monthly installments. It does not offer a true 4-installment split. For an actual 4-installment split, Deferit can pay your Progressive bill in full now and let you repay across 4 bi-weekly installments. Eligibility check before you commit.
Retrieved May 2026 · Source: progressive.com/answers/can-you-pay-car-insurance-with-credit-card
What payment methods does Progressive accept? ›
You can pay your Progressive bill by credit card, debit card, or checking account, and the Progressive app also supports Apple Pay, Google Pay, and PayPal. You can pay online, in the app, or over the phone, and if you don't want to pay electronically you can mail a physical check or money order. Paying in full earns a discount, and so does setting up automatic payments (the two discounts can't be combined).
Retrieved May 2026 · Source: progressive.com/answers/can-you-pay-car-insurance-with-credit-card ·progressive.com/mobile-app ·progressive.com/auto/discounts
How do I contact Progressive customer service? ›
Progressive customer service is 1-888-671-4405, available 24/7 for billing, payments, claims, and policy changes. Commercial customers can call 1-888-240-9839 (Monday to Friday 24 hours, Saturday and Sunday 6:30a to 2:00a EST). Spanish-language customer service is 1-833-951-4271. You can also manage billing online at progressive.com or in the Progressive app.
Retrieved May 2026 · Source: progressive.com/contact-us
Can I pay Progressive monthly instead of in full? ›
Yes. You can pay your full term up front or choose monthly installments. Paying in full earns a discount, and if the pay-in-full option isn't right for you, Progressive gives a discount for setting up automatic payments from a checking account, credit card, or debit card. The two discounts can't be combined. An installment fee may apply on monthly plans, and amounts can vary by state.
Retrieved May 2026 · Source: progressive.com/auto/discounts ·progressive.com/answers/can-you-pay-car-insurance-with-credit-card
Customer Service Tips for Progressive Customers
Have these ready before you call. Policy number, the name on the policy, the property or vehicle covered, your billing ZIP, your last bill amount, and your preferred payment method. For most billing questions call customer service at 1-888-671-4405, available 24/7.
Avoid a missed payment and earn a discount. Setting up automatic payments from a checking account, credit card, or debit card both helps you avoid a missed payment and earns Progressive's automatic-payment discount. If you'd rather pay your whole term at once, paying in full earns a separate discount (the two can't be combined).
How to lower your premium. Review your policy for discounts you may qualify for: bundling auto with home or renters, insuring more than one vehicle, signing documents online, going paperless, and the Continuous Insurance Discount for staying continuously insured. If the challenge is timing cash flow rather than reducing the premium itself, Deferit's Pay-in-4 option can split your bill in 4 installments, subject to eligibility.
Retrieved May 2026 · Sources: progressive.com/auto/discounts ·progressive.com/contact-us .
Updated: May 2026