Biller name
PSE&G
HQ: Newark, NJ
Legal name
Public Service Electric and Gas Company (PSE&G)
Website
Also known as
PSE&G · Public Service Electric and Gas · PSEG New Jersey
Deferit is unaffiliated with PSE&G
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How to pay Payment methods Support Late fees FAQ Split into installments
PSE&G Account & Billing Support
| Department | Number / Channel | Hours |
|---|---|---|
| General customer service Main | 800-436-7734 | Mon-Fri 7a-8p · Automated options 24/7 |
| Trouble paying / payment arrangements | 800-357-2262 | Mon-Fri 7:30a-8p |
| Emergencies / outages / gas leaks | 800-880-7734 | 24/7 |
Retrieved June 2026 · Source: nj.myaccount.pseg.com/customersupport/contactus · current departmental phone numbers and hours of operation.
PSE&G Bill Types
About PSE&G
Public Service Electric and Gas Company (PSE&G) is a New Jersey electric and natural gas utility and a subsidiary of Public Service Enterprise Group Incorporated (PSEG). PSE&G serves residential and business customers across New Jersey with electric distribution and natural gas service.
PSE&G bills commonly include electric supply and delivery charges, natural gas supply and delivery charges, applicable taxes and fees, and any past-due balance. Deferit is unaffiliated with PSE&G.
How to Pay Your PSE&G Bill
- Online: nj.myaccount.pseg.com · bank account (free) or credit card / digital wallet (third-party fee applies) · guest pay available.
- Phone: bank account: 1-800-553-7734 (free) · credit card: 1-833-277-8710 (fee) · general support: 1-800-436-7734.
- Text: text PAY to 4PSEG (47734) using a saved bank account.
- Mail: PSE&G New Jersey, P.O. Box 14444, New Brunswick, NJ 08906.
- In-person: PSE&G Customer Service Centers (free) · Western Union Pay Agent ($1.50 fee).
- With Deferit: Pay with Deferit and split the bill into 4 installments, once every two weeks. Deferit pays PSE&G in full immediately. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: nj.myaccount.pseg.com/viewmybill/waystopay.
Late Fees & Payment Policies
| Policy / Fee | Amount | Notes |
|---|---|---|
| Late payment fee | Amount not published on PSE&G's website (set by NJ BPU tariff) | PSE&G may issue a shutoff notice for past-due balances. Call 1-800-436-7734 if you receive a shutoff notice. |
| Reconnect fee | Amount not published on PSE&G's website (set by NJ BPU tariff) | May apply after service is disconnected for non-payment. |
| Security deposit | Amount not published on PSE&G's website (set by NJ BPU tariff) | May be required following disconnection for non-payment. |
| Western Union in-person payment fee | $1.50 per transaction | Applies when paying in person at a Western Union Pay Agent location. |
| Credit card / digital wallet processing fee | Third-party processing fee (amount not disclosed by PSE&G) | Applies to PayPal, Google Pay, Apple Pay, Venmo, and credit card payments online or by phone. |
Retrieved June 2026 · Source: nj.myaccount.pseg.com/viewmybill/waystopay ·nj.myaccount.pseg.com/customersupport/contactus
Need to split your PSE&G bill into installments?
PSE&G offers a Deferred Payment Arrangement (DPA) for customers who are behind on their bill but cannot pay the past-due balance all at once. Under a DPA, the customer pays the regular monthly bill plus an agreed installment toward the past-due balance. Set up a DPA by logging in to My Account or calling 1-800-357-2262.
PSE&G also offers an Equal Payment Plan (EPP), which estimates annual energy costs based on prior usage and divides the total into 12 equal monthly payments. An annual true-up applies if actual usage differs from the estimate.
AutoPay is available for customers who want payments drawn automatically from a checking or savings account on the bill due date. PSE&G's Payment Assistance page lists additional programs for customers who need help paying their energy bills.
If the goal is to pay the bill in full now and split the cost into smaller repayments, Deferit can pay an eligible PSE&G bill on your behalf and let you repay it in 4 smaller installments.
Retrieved June 2026 · Source: nj.myaccount.pseg.com/viewmybill/waystopay.
| PSE&G Deferred Payment Arrangement |  Deferit | |
|---|---|---|
| How to access | Log in to My Account at nj.myaccount.pseg.com or call 1-800-357-2262. Subject to PSE&G's approval at the time of request. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | Regular monthly payment plus a portion of the past-due balance paid over an agreed period. Does not reduce current monthly charges. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by PSE&G at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Paying by bank account (ACH) online, via mobile app, by phone at 1-800-553-7734, or by text to 4PSEG (47734) is free. Paying by credit card, PayPal, Google Pay, Apple Pay, or Venmo incurs a third-party processing fee (amount set by the processor and not published by PSE&G). Paying in person at a Western Union Pay Agent costs $1.50 per transaction. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | PSE&G may issue a shutoff notice for past-due balances. Reconnect fees and a security deposit may apply after disconnection. Dollar amounts are set by NJ BPU tariff and are not published on PSE&G's website. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | PSE&G bills only | PSE&G and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your PSE&G bill with Deferit
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Common Questions About PSE&G
Does PSE&G charge a late fee? ›
PSE&G does charge a late payment fee on past-due balances. The exact dollar amount or percentage is set by New Jersey BPU tariff and is not published on PSE&G's public website. If you are behind on your bill, PSE&G may issue a shutoff notice. Customers who cannot pay the full past-due balance at once may qualify for a Deferred Payment Arrangement (DPA) by calling 1-800-357-2262.
Retrieved June 2026 · Source: nj.myaccount.pseg.com/viewmybill/waystopay ·nj.myaccount.pseg.com/customersupport/contactus
Can I split my PSE&G bill into 4 installments? ›
PSE&G does not offer a true 4-installment split on a current bill. Its Deferred Payment Arrangement (DPA) lets customers catch up on past-due balances by paying an installment on top of the regular monthly bill over an agreed period, but this increases the total monthly obligation rather than splitting a single bill. For an actual 4-installment split on a current PSE&G bill, Deferit can pay your bill in full now and let you repay across 4 bi-weekly installments. Eligibility checked before you commit.
Retrieved June 2026 · Source: nj.myaccount.pseg.com/viewmybill/waystopay
How do I pay my PSE&G bill online? ›
Log in to My Account at nj.myaccount.pseg.com and pay from a checking or savings account (free) or with PayPal, Google Pay, Apple Pay, Venmo, or credit card (third-party processing fee applies). Guest pay is available without logging in by selecting Pay My Bill at the top of the page. You will need your account number and ZIP code for guest pay.
Retrieved June 2026 · Source: nj.myaccount.pseg.com/viewmybill/waystopay
What happens if I miss a PSE&G payment? ›
If a payment is missed, PSE&G may add a late fee (amount set by NJ BPU tariff) and may issue a shutoff notice for the past-due balance. After disconnection, a reconnect fee and potentially a security deposit may be required before service is restored. If you receive a shutoff notice, call 1-800-436-7734 or 1-800-357-2262 to discuss a Deferred Payment Arrangement before service is interrupted.
Retrieved June 2026 · Source: nj.myaccount.pseg.com/viewmybill/waystopay ·nj.myaccount.pseg.com/customersupport/contactus
What payment plans does PSE&G offer? ›
PSE&G offers a Deferred Payment Arrangement (DPA) for customers behind on their bill who need to catch up over time. The Equal Payment Plan (EPP) spreads annual energy costs across 12 equal monthly payments to avoid seasonal bill spikes. AutoPay automatically draws your bill amount from a bank account on the due date. PSE&G's Payment Assistance page lists additional programs for qualifying customers. To set up a DPA, log in to My Account or call 1-800-357-2262.
Retrieved June 2026 · Source: nj.myaccount.pseg.com/viewmybill/waystopay
How do I contact PSE&G billing support? ›
General customer service: 1-800-436-7734, Monday through Friday 7:00 a.m. to 8:00 p.m. Automated options are available 24/7. For trouble paying your bill or to set up a payment arrangement, call 1-800-357-2262, Monday through Friday 7:30 a.m. to 8:00 p.m. For emergencies, outages, or gas leaks call 1-800-880-7734, available 24/7.
Retrieved June 2026 · Source: nj.myaccount.pseg.com/customersupport/contactus
Customer Service Tips for PSE&G Customers
Have these ready before you call. Account number, billing ZIP, service address, last bill amount, and preferred payment method. For billing and account questions call 1-800-436-7734 (Mon-Fri 7a-8p). For payment arrangements call 1-800-357-2262 (Mon-Fri 7:30a-8p).
How to read your PSE&G bill. Your PSE&G bill shows separate sections for electric delivery, electric supply, natural gas delivery, and natural gas supply. Delivery charges cover the cost of moving energy to your home. Supply charges cover the cost of the energy itself. Taxes, fees, and any past-due balance appear at the bottom. If you are on the Equal Payment Plan, your bill will show the EPP amount and any adjustment toward the annual true-up.
How to lower your bill. Compare this month's usage against prior months in My Account to spot unusual spikes. PSE&G offers the Equal Payment Plan to smooth seasonal highs. AutoPay ensures payments arrive on time and avoids any past-due fees. If the challenge is timing cash flow rather than reducing recurring costs, Deferit's Pay-in-4 option can split your bill in 4 installments, subject to eligibility.
Retrieved June 2026 · Sources: nj.myaccount.pseg.com/viewmybill/waystopay ·nj.myaccount.pseg.com/customersupport/contactus.
Updated: June 2026