Biller name
Rappahannock Electric Cooperative
HQ: Fredericksburg, VA
Legal name
Rappahannock Electric Cooperative
Website
Deferit is unaffiliated with Rappahannock Electric Cooperative
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How to pay Payment methods Support FAQ Split into installments
Rappahannock Electric Cooperative Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service (Residential) Main | 800-552-3904 |
| Customer Service (Business) | 800-920-9288 |
Retrieved June 2026 · Source: myrec.coop/contact-us · current departmental phone numbers and hours of operation.
About Rappahannock Electric Cooperative
Rappahannock Electric Cooperative is a member-owned electric utility that provides electric service across portions of 22 Virginia counties, spanning from the Blue Ridge Mountains to the tidal waters of the Chesapeake Bay. The cooperative provides broadband through a fiber utility network and operates four regional offices across Virginia in Fredericksburg, Culpeper, Bowling Green, and Blue Ridge areas.
Rappahannock Electric Cooperative bills commonly include charges for electricity consumed (measured in kilowatt-hours), transmission and distribution fees, regulatory assessments, and seasonal demand charges. Deferit is unaffiliated with Rappahannock Electric Cooperative.
How to Pay Your Rappahannock Electric Cooperative Bill
- Online: Pay online via MyREC SmartHub at https://myrec.smarthub.coop/PayNow.html; guest payment option available.
- Phone: Call 1-800-552-3904 for residential members Monday-Friday 7 a.m. - 7 p.m.
- In-Person: Pay at Fredericksburg Office (247 Industrial Court, Fredericksburg, VA 22408), Culpeper Office (13252 Cedar Run Church Road, Culpeper, VA 22701), Bowling Green Office (14380 Fredericksburg Turnpike, Woodford, VA 22580), or Blue Ridge Office (137 Kelley Court, Front Royal, VA 22630); all open Monday-Friday 8 a.m. - 5 p.m. except holidays.
- Auto-Pay: Set up automatic recurring payments via MyREC SmartHub at https://myrec.smarthub.coop/.
- Mail: Mail payment option available; contact 1-800-552-3904 or office@myrec.coop for mailing address.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: myrec.coop ·myrec.coop/paymentchoices ·myrec.coop/my-account.
Need to split your Rappahannock Electric Cooperative bill into installments?
Retrieved June 2026 · Source: myrec.coop.
| Rappahannock Electric Cooperative payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Rappahannock Electric Cooperative's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Rappahannock Electric Cooperative offers payment arrangements, limits are set by Rappahannock Electric Cooperative based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Rappahannock Electric Cooperative at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Rappahannock Electric Cooperative's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Rappahannock Electric Cooperative and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Rappahannock Electric Cooperative bills only | Rappahannock Electric Cooperative and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Rappahannock Electric Cooperative bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Rappahannock Electric Cooperative
Can I use Deferit to pay my Rappahannock Electric Cooperative bill? ›
Yes. Enter your Rappahannock Electric Cooperative bill amount in Deferit and we pay Rappahannock Electric Cooperative in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Rappahannock Electric Cooperative accept? ›
Rappahannock Electric Cooperative typically accepts online payments via credit card, debit card, or bank transfer. Visit myrec.coop or contact their support team for the most up-to-date options.
Does Rappahannock Electric Cooperative offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Rappahannock Electric Cooperative's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Rappahannock Electric Cooperative bill on time? ›
Contact Rappahannock Electric Cooperative directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026