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Biller name

Ravalli Electric Co-op

HQ: Victor, MT


Legal name

Ravalli County Electric Cooperative Inc.

Deferit is unaffiliated with Ravalli Electric Co-op

Deferit can pay your Ravalli Electric Co-op bill now, and you pay it later.1

Your repayment schedule

Enter your bill amount to see your payment schedule.

Monthly membership applies, cancelable anytime. All payments incur a processing fee.

How to pay Payment methods Support FAQ

Need to split your Ravalli Electric Co-op bill into installments?

Retrieved September 2026 · Source: ravallielectric.com.

Ravalli Electric Co-op payment arrangementDeferit
How to accessCheck Ravalli Electric Co-op's online account, payment portal, or customer support team for available payment arrangement options.Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app.
Maximum splitIf Ravalli Electric Co-op offers payment arrangements, limits are set by Ravalli Electric Co-op based on your account status. We couldn't verify a published maximum split.4 installments, once every two weeks, up to your Deferit balance
Eligibility & approvalDecided by Ravalli Electric Co-op at request time based on account statusMonthly Deferit membership, no lock-ins. Cancel anytime.
Fees & interestFees and interest were not published in the sources reviewed. Check Ravalli Electric Co-op's payment portal or support team before setting up an arrangement.Monthly Deferit membership plus a $0.99 processing fee per payment. No late fees on eligible Deferit memberships.*
If you miss a paymentMissed-payment consequences are set by Ravalli Electric Co-op and may include late fees, service interruption, or collection activity depending on your account.You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.*
Works forRavalli Electric Co-op bills onlyRavalli Electric Co-op and most other US household bills
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*Deferit membership is $14.99 (Lite), $19.99 (Max) or $24.99 (Ultra) a month, plus a processing fee per payment. No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See membership terms for details.

Ravalli Electric Co-op Account & Billing Support

DepartmentNumber / Channel
Customer Service Main(406) 961-3001
Emergency / Outage(406) 961-3001
Pay by Phone(855) 940-3892

Retrieved September 2026 · Source: ravallielectric.com/about-us/contact-us · current departmental phone numbers and hours of operation.

About Ravalli Electric Co-op

Ravalli Electric Cooperative is a not-for-profit, member-owned electric cooperative that serves the Bitterroot Valley in southwest Montana. It distributes and provides electrical power and services to its members. The cooperative is headquartered in Victor, Montana.

Ravalli Electric Cooperative Inc bills commonly include electricity consumption charges and service fees. Deferit is unaffiliated with Ravalli Electric Cooperative Inc.

How to Pay Your Ravalli Electric Co-op Bill

  1. In-Person: Pay at the office located at 143 Bell Xing W in Victor, MT or use the after-hours depository.
  2. Auto-Pay: Set up automatic bank account deductions by completing the Pay by Bank Authorization Form and returning it to the office in person or by mail.
  3. With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →

Ravalli Electric Co-op Payment Methods & Addresses

In person 143 Bell Xing W, Victor, MT 59875
Auto pay Via SmartHub account or bank authorization form Credit/debit card or bank account options

Retrieved September 2026 · Source: ravallielectric.com/member-center/billing-payments/payment-options.

Pay your Ravalli Electric Co-op bill with Deferit

Pay now and split it into 4 installments, once every two weeks.

Learn more →

Common Questions About Ravalli Electric Co-op

Can I use Deferit to pay my Ravalli Electric Co-op bill? ›

Yes. Enter your Ravalli Electric Co-op bill amount in Deferit and we pay Ravalli Electric Co-op in full right away. You repay us in 4 bi-weekly installments.

Split this bill in 4
What payment methods does Ravalli Electric Co-op accept? ›

Ravalli Electric Co-op typically accepts online payments via credit card, debit card, or bank transfer. Visit ravallielectric.com or contact their support team for the most up-to-date options.

Does Ravalli Electric Co-op offer autopay? ›

Most billers offer automatic payment to help avoid late fees. Visit Ravalli Electric Co-op's website or app to check whether autopay is available and how to enroll.

What do I do if I can't pay my Ravalli Electric Co-op bill on time? ›

Contact Ravalli Electric Co-op directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.

Learn more →

Updated: September 2026

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