Biller name
RTO National
HQ: Greenville, SC
Legal name
RTO National LLC
Website
Deferit is unaffiliated with RTO National
Pay your RTO National bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
RTO National Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service / Billing Main | 877-577-2034 |
Retrieved July 2026 · Source: rtonational.com · current departmental phone numbers and hours of operation.
About RTO National
RTO National is a financial services company that specializes in lease and purchase options for consumer products. The company provides financing infrastructure that enables customers to purchase products through flexible payment arrangements. RTO National offers lease programs and financing options featuring fixed payments, fixed APR terms, and low barriers to entry.
RTO National bills commonly include monthly lease or financing payments, fixed APR charges, and any applicable fees. Deferit is unaffiliated with RTO National.
How to Pay Your RTO National Bill
- Online: Pay online at https://www.rtonational.com/pay
- Phone: Call (877) 577-2034 during business hours (Monday-Friday, 9:00 AM–6:00 PM Eastern Time).
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: rtonational.com/pay ·rtonational.com/customers.
Need to split your RTO National bill into installments?
Retrieved July 2026 · Source: rtonational.com.
| RTO National payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check RTO National's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If RTO National offers payment arrangements, limits are set by RTO National based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by RTO National at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check RTO National's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by RTO National and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | RTO National bills only | RTO National and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your RTO National bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About RTO National
Can I use Deferit to pay my RTO National bill? ›
Yes. Enter your RTO National bill amount in Deferit and we pay RTO National in full right away. You repay us in 4 bi-weekly installments.
What payment methods does RTO National accept? ›
RTO National typically accepts online payments via credit card, debit card, or bank transfer. Visit rtonational.com or contact their support team for the most up-to-date options.
Does RTO National offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit RTO National's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my RTO National bill on time? ›
Contact RTO National directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026