Home Pay Rusk County Electric Cooperative

Biller name

Rusk County Electric Cooperative

HQ: Henderson, TX


Legal name

Rusk County Electric Cooperative, Inc

Website

Deferit is unaffiliated with Rusk County Electric Cooperative

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How to pay Payment methods Support FAQ Split into installments

Rusk County Electric Cooperative Account & Billing Support

DepartmentNumber / Channel
Customer Service / Billing Main(903) 657-4571
Emergency / Outage855-945-3520

Retrieved June 2026 · Source: rcelectric.org/contact-us · current departmental phone numbers and hours of operation.

About Rusk County Electric Cooperative

Rusk County Electric Cooperative is a member-owned electric utility cooperative headquartered in Henderson, Texas, serving customers across Rusk, Gregg, Panola, Nacogdoches, and Shelby counties. The cooperative provides electricity distribution and related services including bill payment options, utility assistance programs, and energy efficiency guidance to its customers.

Rusk County Electric Cooperative bills commonly include electricity usage charges, demand charges, and fuel cost adjustments. Deferit is unaffiliated with Rusk County Electric Cooperative.

How to Pay Your Rusk County Electric Cooperative Bill

  1. With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →

Payment Methods & Addresses

Payment mailing address PO Box 1169, Henderson, Texas 75653-1169
Online Pay online via SmartHub No registration required - enter account number and 5 letters of last name. SmartHub account registration also available at https://rcelectric.smarthub.coop/
Phone (855) 945-3520 Accepts credit/debit card or check. Have your RCEC account number ready.
Mail PO Box 1169, Henderson, Texas 75653-1169
In person Henderson, Carthage, or Lakeport offices. Night deposit boxes available at all locations. Henderson: 3162 State Highway 43 East, Henderson, TX 75652, (903) 657-4571. Carthage: 325A W Sabine, (903) 693-2198. Lakeport: 8989 FM 349, (903) 643-9181. Hours: 7am-5:30pm Mon-Thu (Henderson); 7am-12:30pm, 1pm-5pm Mon-Thu (branch offices).
Auto pay Automatic bankdraft Bankdraft form available for automatic monthly payments from your bank account.

Retrieved June 2026 · Source: rcelectric.org/services/payment-options ·rcelectric.org/contact-us ·rcelectric.smarthub.coop/PayNow.html.

Need to split your Rusk County Electric Cooperative bill into installments?

Retrieved June 2026 · Source: rcelectric.org.

Rusk County Electric Cooperative payment arrangementDeferit
How to accessCheck Rusk County Electric Cooperative's online account, payment portal, or customer support team for available payment arrangement options.Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app.
Maximum splitIf Rusk County Electric Cooperative offers payment arrangements, limits are set by Rusk County Electric Cooperative based on your account status. We couldn't verify a published maximum split.4 installments, once every two weeks, up to your Deferit balance
Eligibility & approvalDecided by Rusk County Electric Cooperative at request time based on account statusMonthly Deferit membership, no lock-ins. Cancel anytime.
Fees & interestFees and interest were not published in the sources reviewed. Check Rusk County Electric Cooperative's payment portal or support team before setting up an arrangement.Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.*
If you miss a paymentMissed-payment consequences are set by Rusk County Electric Cooperative and may include late fees, service interruption, or collection activity depending on your account.You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.*
Works forRusk County Electric Cooperative bills onlyRusk County Electric Cooperative and most other US household bills
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*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.

Pay your Rusk County Electric Cooperative bill with Deferit

Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.

Common Questions About Rusk County Electric Cooperative

Can I use Deferit to pay my Rusk County Electric Cooperative bill?

Yes. Enter your Rusk County Electric Cooperative bill amount in Deferit and we pay Rusk County Electric Cooperative in full right away. You repay us in 4 bi-weekly installments.

What payment methods does Rusk County Electric Cooperative accept?

Rusk County Electric Cooperative typically accepts online payments via credit card, debit card, or bank transfer. Visit rcelectric.org or contact their support team for the most up-to-date options.

Does Rusk County Electric Cooperative offer autopay?

Most billers offer automatic payment to help avoid late fees. Visit Rusk County Electric Cooperative's website or app to check whether autopay is available and how to enroll.

What do I do if I can't pay my Rusk County Electric Cooperative bill on time?

Contact Rusk County Electric Cooperative directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.

Updated: June 2026

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