Biller name
San Patricio Electric Cooperative
HQ: Sinton, TX
Legal name
San Patricio Electric Cooperative, Inc
Website
Deferit is unaffiliated with San Patricio Electric Cooperative
Pay your San Patricio Electric Cooperative bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
San Patricio Electric Cooperative Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service / Billing Main | 888-740-2220 |
| Customer Service / Billing | (361) 364-2220 |
Retrieved July 2026 · Source: sanpatricioelectric.org/contact-us ·sanpatricioelectric.org · current departmental phone numbers and hours of operation.
About San Patricio Electric Cooperative
San Patricio Electric Cooperative is a member-owned electric utility serving nine counties in Texas—Aransas, Bee, Goliad, Jim Wells, Live Oak, McMullen, Nueces, Refugio, and San Patricio—with headquarters in Sinton. The cooperative maintains over 3,200 miles of electric lines serving approximately 8,000 members. SPEC provides electric distribution and billing services and energy efficiency programs to its member communities.
San Patricio Electric Cooperative bills commonly include electricity usage charges, demand charges, service and connection fees, fuel cost adjustments, and transmission fees. Deferit is unaffiliated with San Patricio Electric Cooperative.
How to Pay Your San Patricio Electric Cooperative Bill
- Online: Pay online via SmartHub at https://sanpatricioelectric.smarthub.coop/Login.html using Visa, MasterCard, Discover, or electronic checks.
- Phone: Call 1-888-740-2220 (option 3) toll-free through automated system.
- Mail: Mail payment to PO Box 360, San Antonio, TX 78292-0360.
- Auto-Pay: Set up automatic bank draft or recurring credit card payment via SmartHub for the 12th of each month.
- In-Person: Pay in person at 402 E. Sinton Street, Sinton, TX 78387 (Mon-Fri 8 a.m.–5 p.m.) or at H-E-B, Walmart, CBS Grocery (Beeville), or XPRESS MART (Mathis).
- Budget Billing: Enroll in levelized budget billing for equal monthly payments based on 12-month average usage (requires written agreement).
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: sanpatricioelectric.org/payment-options.
Need to split your San Patricio Electric Cooperative bill into installments?
Retrieved July 2026 · Source: sanpatricioelectric.org.
| San Patricio Electric Cooperative payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check San Patricio Electric Cooperative's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If San Patricio Electric Cooperative offers payment arrangements, limits are set by San Patricio Electric Cooperative based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by San Patricio Electric Cooperative at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check San Patricio Electric Cooperative's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by San Patricio Electric Cooperative and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | San Patricio Electric Cooperative bills only | San Patricio Electric Cooperative and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your San Patricio Electric Cooperative bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About San Patricio Electric Cooperative
Can I use Deferit to pay my San Patricio Electric Cooperative bill? ›
Yes. Enter your San Patricio Electric Cooperative bill amount in Deferit and we pay San Patricio Electric Cooperative in full right away. You repay us in 4 bi-weekly installments.
What payment methods does San Patricio Electric Cooperative accept? ›
San Patricio Electric Cooperative typically accepts online payments via credit card, debit card, or bank transfer. Visit sanpatricioelectric.org or contact their support team for the most up-to-date options.
Does San Patricio Electric Cooperative offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit San Patricio Electric Cooperative's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my San Patricio Electric Cooperative bill on time? ›
Contact San Patricio Electric Cooperative directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026