Biller name
Sawnee EMC
HQ: Cumming, Georgia
Legal name
Sawnee Electric Membership Corporation
Website
Deferit is unaffiliated with Sawnee EMC
Pay your Sawnee EMC bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Sawnee EMC Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 800-635-9131 |
| TTY | (770) 781-4271 |
| Emergency / Outage | Text OUT to 855-938-3412 |
Retrieved June 2026 · Source: sawnee.coop/contact-us ·sawnee.coop/report-outage · current departmental phone numbers and hours of operation.
About Sawnee EMC
Sawnee EMC is an electric distribution cooperative that serves seven northern Georgia counties: Cherokee, Dawson, Forsyth, Fulton, Gwinnett, Hall, and Lumpkin. Structured as a 501(c)(12) utility cooperative, the organization provides electricity to residential customers.
Sawnee EMC bills commonly include electricity charges, service fees, and applicable taxes. Deferit is unaffiliated with Sawnee EMC.
How to Pay Your Sawnee EMC Bill
- Online: Pay online via SmartHub or Pay Now at https://sawnee.coop/account (no registration required).
- Phone: Call customer service at (770) 887-2363 to pay by phone.
- Mail: Mail payment to P.O. Box 266, Cumming, GA 30028-0266.
- In-Person: Pay at authorized pay stations; contact (770) 887-2363 for location details.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: sawnee.coop/bill-pay-options ·sawnee.coop/account ·sawnee.coop/contact-us.
Need to split your Sawnee EMC bill into installments?
Retrieved June 2026 · Source: sawnee.coop.
| Sawnee EMC payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Sawnee EMC's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Sawnee EMC offers payment arrangements, limits are set by Sawnee EMC based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Sawnee EMC at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Sawnee EMC's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Sawnee EMC and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Sawnee EMC bills only | Sawnee EMC and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Sawnee EMC bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Sawnee EMC
Can I use Deferit to pay my Sawnee EMC bill? ›
Yes. Enter your Sawnee EMC bill amount in Deferit and we pay Sawnee EMC in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Sawnee EMC accept? ›
Sawnee EMC typically accepts online payments via credit card, debit card, or bank transfer. Visit sawnee.coop or contact their support team for the most up-to-date options.
Does Sawnee EMC offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Sawnee EMC's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Sawnee EMC bill on time? ›
Contact Sawnee EMC directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026