Biller name
Seco Energy
HQ: Sumterville, FL
Legal name
Seco Energy
Website
Deferit is unaffiliated with Seco Energy
Pay your Seco Energy bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Seco Energy Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | (352) 793-3801 |
Retrieved June 2026 · Source: secoenergy.com/contact ·secoenergy.com · current departmental phone numbers and hours of operation.
About Seco Energy
Seco Energy is a rural electric cooperative operating across a seven-county service area in Central Florida. The cooperative provides electrical utility services. In addition to standard power delivery, Seco Energy offers energy monitoring programs, surge protection devices, and transfer switches for portable generators.
Seco Energy bills commonly include charges for electricity usage (measured in kilowatt-hours), base service fees, demand charges, and any applicable taxes or regulatory surcharges. Deferit is unaffiliated with Seco Energy.
How to Pay Your Seco Energy Bill
- Online: Pay online via SmartHub at https://secoenergy.smarthub.coop/ui/#/login with account login, or use Quick Pay without login at https://secoenergy.smarthub.coop/ui/#/paynow using account number only.
- Auto-Pay: Set up automatic monthly bank draft from bank account via SmartHub at https://secoenergy.smarthub.coop/ui/#/login.
- Phone: Call 1 (855) 938-3432 available 24/7; accepts major credit cards and electronic checks.
- In-Person: Walk-in and drive-thru at SECO Member Service Centers in Eustis, Groveland, Inverness, Ocala, or Sumterville, FL.
- In-Person: Western Union bill pay locations: $1.50 per transaction, $1,000 transaction maximum at https://locations.westernunion.com/?&locale=en_US&billPay=T.
- In-Person: Fidelity Express and MoneyGram locations: $1.50 processing fee; accepts cash, check, and money order.
- Mail: Mail checks to SECO Energy, PO Box 70997, Charlotte, NC 28272-0997.
- Budget Billing: Averages past 12 months for even monthly payments; contact customer service at (352) 793-3801 to enroll.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: secoenergy.com/ways-to-pay.
Need to split your Seco Energy bill into installments?
Retrieved June 2026 · Source: secoenergy.com.
| Seco Energy payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Seco Energy's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Seco Energy offers payment arrangements, limits are set by Seco Energy based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Seco Energy at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Seco Energy's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Seco Energy and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Seco Energy bills only | Seco Energy and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Seco Energy bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Seco Energy
Can I use Deferit to pay my Seco Energy bill? ›
Yes. Enter your Seco Energy bill amount in Deferit and we pay Seco Energy in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Seco Energy accept? ›
Seco Energy typically accepts online payments via credit card, debit card, or bank transfer. Visit secoenergy.com or contact their support team for the most up-to-date options.
Does Seco Energy offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Seco Energy's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Seco Energy bill on time? ›
Contact Seco Energy directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026