Biller name
South Kentucky Rural Electric Cooperative
HQ: Somerset, KY
Legal name
South Kentucky Rural Electric Cooperative Corporation
Website
Deferit is unaffiliated with South Kentucky Rural Electric Cooperative
Pay your South Kentucky Rural Electric Cooperative bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
South Kentucky Rural Electric Cooperative Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service / Billing Main | 800-264-5112 |
| Emergency / Outage | 800-264-5112 |
Retrieved June 2026 · Source: skrecc.com ·skrecc.com/offices-hours ·skrecc.com/payment-options · current departmental phone numbers and hours of operation.
About South Kentucky Rural Electric Cooperative
South Kentucky Rural Electric Cooperative is a rural electric cooperative utility based in Somerset, Kentucky, serving approximately 70,514 consumers on a patronage basis. As a 501(c)(12) organization, the cooperative provides electricity to member-owners in the South Kentucky region.
South Kentucky Rural Electric Cooperative bills commonly include electricity usage charges, fuel cost adjustments, demand charges, transmission and distribution fees, system improvement fees, and regulatory taxes. Deferit is unaffiliated with South Kentucky Rural Electric Cooperative.
How to Pay Your South Kentucky Rural Electric Cooperative Bill
- Online: Pay online at https://skrecc.smarthub.coop/PayNow.html using SmartHub Quick Pay
- Phone: Call 1-800-264-5112 and press 5 for automated service, then press 3 to pay
- Mail: Mail payment to P.O. Box 910, Somerset, KY 42502
- Auto-Pay: Set up automatic monthly deductions from a checking or savings account
- App: Download SmartHub from the App Store (iPhone) or Google Play (Android)
- In-Person: Pay at 24/7 payment kiosks at most locations or office branch drive-thru windows
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: skrecc.com/payment-options ·skrecc.com.
Need to split your South Kentucky Rural Electric Cooperative bill into installments?
Retrieved June 2026 · Source: skrecc.com.
| South Kentucky Rural Electric Cooperative payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check South Kentucky Rural Electric Cooperative's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If South Kentucky Rural Electric Cooperative offers payment arrangements, limits are set by South Kentucky Rural Electric Cooperative based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by South Kentucky Rural Electric Cooperative at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check South Kentucky Rural Electric Cooperative's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by South Kentucky Rural Electric Cooperative and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | South Kentucky Rural Electric Cooperative bills only | South Kentucky Rural Electric Cooperative and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your South Kentucky Rural Electric Cooperative bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About South Kentucky Rural Electric Cooperative
Can I use Deferit to pay my South Kentucky Rural Electric Cooperative bill? ›
Yes. Enter your South Kentucky Rural Electric Cooperative bill amount in Deferit and we pay South Kentucky Rural Electric Cooperative in full right away. You repay us in 4 bi-weekly installments.
What payment methods does South Kentucky Rural Electric Cooperative accept? ›
South Kentucky Rural Electric Cooperative typically accepts online payments via credit card, debit card, or bank transfer. Visit skrecc.com or contact their support team for the most up-to-date options.
Does South Kentucky Rural Electric Cooperative offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit South Kentucky Rural Electric Cooperative's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my South Kentucky Rural Electric Cooperative bill on time? ›
Contact South Kentucky Rural Electric Cooperative directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026