Biller name
South Plains Electric Cooperative
HQ: Lubbock, TX
Legal name
South Plains Electric Cooperative Inc
Website
Deferit is unaffiliated with South Plains Electric Cooperative
Pay your South Plains Electric Cooperative bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
South Plains Electric Cooperative Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 806-775-7732 |
| Emergency / Outage | 888-741-0111 |
| Pay by Phone | 806-775-7766 |
Retrieved June 2026 · Source: spec.coop/contact-us · current departmental phone numbers and hours of operation.
About South Plains Electric Cooperative
South Plains Electric Cooperative is a member-owned utility cooperative headquartered in Lubbock, Texas, with a service territory spanning the South Plains region.
South Plains Electric Cooperative bills commonly include electricity consumption charges, demand charges, transmission and distribution fees, and fuel cost adjustments. Deferit is unaffiliated with South Plains Electric Cooperative.
How to Pay Your South Plains Electric Cooperative Bill
- Online: Pay online at https://billing.southplainselectric.com/onlineportal with your account number or User ID.
- Phone: Call 806-775-7766 to pay by phone.
- Mail: Mail your payment to P.O. Box 1830, Lubbock, TX 79408.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: spec.coop.
Need to split your South Plains Electric Cooperative bill into installments?
Retrieved June 2026 · Source: spec.coop.
| South Plains Electric Cooperative payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check South Plains Electric Cooperative's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If South Plains Electric Cooperative offers payment arrangements, limits are set by South Plains Electric Cooperative based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by South Plains Electric Cooperative at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check South Plains Electric Cooperative's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by South Plains Electric Cooperative and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | South Plains Electric Cooperative bills only | South Plains Electric Cooperative and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your South Plains Electric Cooperative bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About South Plains Electric Cooperative
Can I use Deferit to pay my South Plains Electric Cooperative bill? ›
Yes. Enter your South Plains Electric Cooperative bill amount in Deferit and we pay South Plains Electric Cooperative in full right away. You repay us in 4 bi-weekly installments.
What payment methods does South Plains Electric Cooperative accept? ›
South Plains Electric Cooperative typically accepts online payments via credit card, debit card, or bank transfer. Visit spec.coop or contact their support team for the most up-to-date options.
Does South Plains Electric Cooperative offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit South Plains Electric Cooperative's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my South Plains Electric Cooperative bill on time? ›
Contact South Plains Electric Cooperative directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026