Biller name
Spire
HQ: Saint Louis, MO
Legal name
Spire Inc.
Website
Deferit is unaffiliated with Spire
Pay your Spire bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Spire Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service & emergencies Main | 800-887-4173 |
Retrieved Jun 2026 · Source: spireenergy.com/contact · current departmental phone numbers and hours of operation.
Spire Bill Types
About Spire
Spire Inc. is a St. Louis-based natural gas holding company serving residential and business customers through its Spire Marketing and Spire STL Pipeline subsidiaries, plus distribution utilities in Missouri, Alabama, and Mississippi. Spire acquired Piedmont Natural Gas's Tennessee service territory in 2026, which expanded its gas distribution footprint to include the Nashville metro area.
How to Pay Your Spire Bill
- Mail: Send your payment to: PO Box 70880, Charlotte, NC 28272-0880.
- With Deferit: Pay with Deferit and split the bill into 4 installments, once every two weeks. Deferit pays Spire in full immediately.
- With Deferit: Pay with Deferit and split the bill into 4 installments, once every two weeks. Deferit pays Spire in full immediately. Learn more →
Payment Methods & Addresses
Retrieved Jun 2026 · Source: spireenergy.com/pay-my-bill.
Need to split your Spire bill into installments?
Retrieved Jun 2026 · Source: spireenergy.com.
| Spire payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Spire's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Spire offers payment arrangements, limits are set by Spire based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Spire at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Spire's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Spire and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Spire bills only | Spire and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Spire bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Spire
Can I use Deferit to pay my Spire bill? ›
Yes. Enter your Spire bill amount in Deferit and we pay Spire in full straight away. You repay us in 4 fortnightly instalments, completely free.
What payment methods does Spire accept? ›
Spire typically accepts online payments via credit card, debit card, or bank transfer. Visit Spire's website or contact their support team for the most up-to-date options.
Does Spire offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Spire's website or app to check whether autopay is available and how to enrol.
What do I do if I can't pay my Spire bill on time? ›
Contact Spire directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Customer Service Tips for Spire Customers
Pay online, by phone, or at a nearby payment location. Spire accepts one-time payments online via debit or credit card or bank account, and through the 24/7 phone line. You can also pay in person at participating grocery stores, convenience stores, and other locations near you.
Enroll in Auto Pay to have your bill paid automatically each month. Spire's Auto Pay draws from a saved bank account or credit/debit card on file. To set it up, log in to My Account, select Options, then Auto Pay from the top navigation.
Go paperless to simplify your billing. Enrolling in Paperless Billing through My Account means you'll receive your statement by email instead of mail. You can combine it with Auto Pay to manage everything in one place.
Retrieved Jun 2026 · Sources: spireenergy.com/ways-pay ·spireenergy.com/auto-pay ·spireenergy.com/paperless-terms-and-conditions.
Updated: Jun 2026