Biller name
Sumter EMC
HQ: Americus, GA
Legal name
SUMTER ELECTRIC MEMBERSHIP CORPORATION
Website
Deferit is unaffiliated with Sumter EMC
Pay your Sumter EMC bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Sumter EMC Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | (800) 342-6978 |
| Customer Service | (229) 924-8041 |
Retrieved June 2026 · Source: sumteremc.coop/contact-us · current departmental phone numbers and hours of operation.
About Sumter EMC
Sumter EMC is a member-owned electric cooperative that serves residential and commercial members and offers energy efficiency programs, solar options, outdoor lighting services, broadband information and services, and tree trimming services.
Sumter EMC bills commonly include electricity usage charges (based on selected rate plans such as Basic, Flat, Seasonal, or Time-of-Use options), demand charges, and applicable late service charges. Deferit is unaffiliated with Sumter EMC.
How to Pay Your Sumter EMC Bill
- Online: Pay online at https://billing.sumteremc.com/onlineportal/ using the Member Online Portal.
- Phone: Call (800) 342-6978 to pay by phone during customer service hours.
- Mail: Mail check payments to PO Box 1048, Americus, GA 31709.
- In-Person: Pay in person at three office locations in Americus, Leesburg, or Cusseta, GA; Monday-Friday 8:30 AM to 5:00 PM.
- Auto-Pay: Enroll in automatic bank draft (ACH) payment deducted on the 3rd of the month.
- App: Download the Sumter EMC mobile app to make payments and manage your account on the go.
- Budget Billing: Enroll in Levelized Billing to average payments into 12 monthly installments throughout the year.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: sumteremc.coop.
Need to split your Sumter EMC bill into installments?
Retrieved June 2026 · Source: sumteremc.coop.
| Sumter EMC payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Sumter EMC's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Sumter EMC offers payment arrangements, limits are set by Sumter EMC based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Sumter EMC at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Sumter EMC's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Sumter EMC and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Sumter EMC bills only | Sumter EMC and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Sumter EMC bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Sumter EMC
Can I use Deferit to pay my Sumter EMC bill? ›
Yes. Enter your Sumter EMC bill amount in Deferit and we pay Sumter EMC in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Sumter EMC accept? ›
Sumter EMC typically accepts online payments via credit card, debit card, or bank transfer. Visit sumteremc.coop or contact their support team for the most up-to-date options.
Does Sumter EMC offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Sumter EMC's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Sumter EMC bill on time? ›
Contact Sumter EMC directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026