Biller name
Suwannee Valley Electric Cooperative
HQ: Live Oak, FL
Legal name
Suwannee Valley Electric Coop
Website
Deferit is unaffiliated with Suwannee Valley Electric Cooperative
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How to pay Support FAQ Split into installments
Suwannee Valley Electric Cooperative Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | (800) 447-4509 |
| Emergency / Outage | (800) 752-0025 |
| Pay by Phone | (855) 935-3215 |
Retrieved July 2026 · Source: svec-coop.com/contact-us ·svec-coop.com/my-account-2/payment-options ·gethuman.com/phone-number/Suwannee-Valley-Electric-Co ·bluettipower.com/blogs/articles/suwannee-valley-electric-cooperative-start-stop-service-billing-payment-options-power-outage-map-contact-us · current departmental phone numbers and hours of operation.
About Suwannee Valley Electric Cooperative
Suwannee Valley Electric Cooperative is an electric utility serving Columbia, Hamilton, Lafayette, and Suwannee counties in northern Florida. The cooperative maintains more than 4,100 miles of power lines and serves more than 28,000 consumers in its service territory.
Suwannee Valley Electric Cooperative bills commonly include electricity consumption charges, transmission and distribution fees, fuel adjustments, and customer service charges. Deferit is unaffiliated with Suwannee Valley Electric Cooperative.
How to Pay Your Suwannee Valley Electric Cooperative Bill
- Online: Pay online using a credit or debit card at sveccoop.org or through the SmartHub portal.
- Phone: Call (800) 447-4509 to pay with a credit or debit card.
- Mail: Mail checks or money orders to Suwannee Valley Electric Cooperative, 11340 100th Street, Live Oak, FL 32060.
- Auto-Pay: Enroll in automatic bank draft for hassle-free recurring payments from your bank account.
- In-Person: Pay at local SVEC office locations during business hours (Monday-Friday, 8:00 AM to 5:00 PM) or use office drop boxes.
- App: Use the SmartHub mobile app to make secure payments and monitor your energy usage.
- Budget Billing: Spread payments evenly over 12 months to simplify budgeting and avoid seasonal bill spikes.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Need to split your Suwannee Valley Electric Cooperative bill into installments?
Retrieved July 2026 · Source: sveccoop.org.
| Suwannee Valley Electric Cooperative payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Suwannee Valley Electric Cooperative's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Suwannee Valley Electric Cooperative offers payment arrangements, limits are set by Suwannee Valley Electric Cooperative based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Suwannee Valley Electric Cooperative at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Suwannee Valley Electric Cooperative's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Suwannee Valley Electric Cooperative and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Suwannee Valley Electric Cooperative bills only | Suwannee Valley Electric Cooperative and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Suwannee Valley Electric Cooperative bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Suwannee Valley Electric Cooperative
Can I use Deferit to pay my Suwannee Valley Electric Cooperative bill? ›
Yes. Enter your Suwannee Valley Electric Cooperative bill amount in Deferit and we pay Suwannee Valley Electric Cooperative in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Suwannee Valley Electric Cooperative accept? ›
Suwannee Valley Electric Cooperative typically accepts online payments via credit card, debit card, or bank transfer. Visit sveccoop.org or contact their support team for the most up-to-date options.
Does Suwannee Valley Electric Cooperative offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Suwannee Valley Electric Cooperative's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Suwannee Valley Electric Cooperative bill on time? ›
Contact Suwannee Valley Electric Cooperative directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026