Biller name
Tennessee American Water
HQ: Chattanooga, TN
Legal name
Tennessee American Water Company
Website
Deferit is unaffiliated with Tennessee American Water
Pay your Tennessee American Water bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Tennessee American Water Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service / Billing Main | 866-736-6420 |
| TTY | 711 |
Retrieved June 2026 · Source: amwater.com/tnaw/contact-us · current departmental phone numbers and hours of operation.
About Tennessee American Water
Tennessee American Water is a water utility serving approximately 406,000 people across Tennessee and offers water supply and treatment, wastewater treatment, and online account management through the MyWater platform.
Tennessee American Water bills commonly include water consumption charges, wastewater treatment fees, and other utility service charges. Deferit is unaffiliated with Tennessee American Water.
How to Pay Your Tennessee American Water Bill
- Online: Pay via MyWater Portal at https://login.amwater.com/ (free for bank account, $1.95 for credit card) or Bill Pay at https://www.amwater.com/billpay (transaction fees apply).
- Phone: Call 1-855-748-6066 to pay with credit card, debit card, or electronic check.
- Auto-Pay: Schedule automatic payments through MyWater Portal at https://login.amwater.com/ to avoid late fees (free for bank account, $1.95 for credit card).
- In-Person: Pay at authorized retail locations using the barcode on your bill.
- Mail: Mail payment with bill stub to Tennessee American Water, P.O. Box 6029, Carol Stream, IL 60197-6029.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: amwater.com/tnaw ·amwater.com/tnaw/Customer-Service-Billing/Billing-Payment-Info.
Need to split your Tennessee American Water bill into installments?
Retrieved June 2026 · Source: amwater.com/tnaw.
| Tennessee American Water payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Tennessee American Water's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Tennessee American Water offers payment arrangements, limits are set by Tennessee American Water based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Tennessee American Water at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Tennessee American Water's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Tennessee American Water and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Tennessee American Water bills only | Tennessee American Water and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Tennessee American Water bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Tennessee American Water
Can I use Deferit to pay my Tennessee American Water bill? ›
Yes. Enter your Tennessee American Water bill amount in Deferit and we pay Tennessee American Water in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Tennessee American Water accept? ›
Tennessee American Water typically accepts online payments via credit card, debit card, or bank transfer. Visit amwater.com or contact their support team for the most up-to-date options.
Does Tennessee American Water offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Tennessee American Water's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Tennessee American Water bill on time? ›
Contact Tennessee American Water directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026