Biller name
Union Power Cooperative
HQ: Monroe, NC
Legal name
Union Power Cooperative
Website
Deferit is unaffiliated with Union Power Cooperative
Pay your Union Power Cooperative bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Union Power Cooperative Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 800-922-6840 |
| Emergency / Outage | 800-794-4423 |
| Corporate Office | 704-289-3145 |
| District Office | 704-485-3335 |
Retrieved June 2026 · Source: union-power.com/contact · current departmental phone numbers and hours of operation.
About Union Power Cooperative
Union Power Cooperative bills commonly include charges for electricity usage, transmission and distribution costs, customer service fees, and regulatory surcharges. Deferit is unaffiliated with Union Power Cooperative.
How to Pay Your Union Power Cooperative Bill
- Online: Pay online through Member Portal at https://www.union-power.com/
- Phone: Call (800) 922-6840, press 3 for payment option; free automated system
- Mail: Mail payment to Union Power Cooperative, PO Box 96889, Charlotte, NC 28296-6889; allow 5-7 business days
- In-Person: Pay at headquarters office: 1525 North Rocky River Road, Monroe, NC 28110 (Monday-Friday 8am-5pm)
- In-Person: Pay at district office: 417 South Main Street, Oakboro, NC 28129 (Monday-Friday 8am-5pm)
- Auto-Pay: Set up automatic payments via Auto Pay or ACH Draft through Member Portal at https://www.union-power.com/
- App: Use UPC Mobile app (available in App Store or Android Market)
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved June 2026 · Source: union-power.com/billing ·union-power.com/pay-online ·union-power.com/pay-by-phone ·union-power.com/pay ·union-power.com/pay-in-person ·union-power.com/mobile-app ·union-power.com/auto-pay.
Need to split your Union Power Cooperative bill into installments?
Retrieved June 2026 · Source: union-power.com.
| Union Power Cooperative payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Union Power Cooperative's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Union Power Cooperative offers payment arrangements, limits are set by Union Power Cooperative based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Union Power Cooperative at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Union Power Cooperative's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Union Power Cooperative and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Union Power Cooperative bills only | Union Power Cooperative and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Union Power Cooperative bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Union Power Cooperative
Can I use Deferit to pay my Union Power Cooperative bill? ›
Yes. Enter your Union Power Cooperative bill amount in Deferit and we pay Union Power Cooperative in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Union Power Cooperative accept? ›
Union Power Cooperative typically accepts online payments via credit card, debit card, or bank transfer. Visit union-power.com or contact their support team for the most up-to-date options.
Does Union Power Cooperative offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Union Power Cooperative's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Union Power Cooperative bill on time? ›
Contact Union Power Cooperative directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: June 2026