Biller name
Upshur Rural Electric Cooperative
HQ: Gilmer, TX
Legal name
Upshur Rural Electric Cooperative Corporation
Website
Deferit is unaffiliated with Upshur Rural Electric Cooperative
Pay your Upshur Rural Electric Cooperative bill with Deferit
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Financing Option
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How to pay Payment methods Support FAQ Split into installments
Upshur Rural Electric Cooperative Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 800-259-2536 |
| Emergency / Outage | 866-804-1674 |
| Pay by Phone | 855-939-3744 |
Retrieved July 2026 · Source: urecc.coop/contact ·urecc.coop/contact-us · current departmental phone numbers and hours of operation.
About Upshur Rural Electric Cooperative
Upshur Rural Electric Cooperative is a non-profit electric cooperative that serves more than 51,000 meters across a ten-county area spanning 2,050 square miles. URECC provides electrical power through an extensive network of transmission lines, substations, and distribution infrastructure, and operates as a member-owned utility governed by its customer-owners.
Upshur Rural Electric Cooperative bills commonly include electricity usage charges, transmission and distribution fees, fuel cost adjustments, and metering services. Deferit is unaffiliated with Upshur Rural Electric Cooperative.
How to Pay Your Upshur Rural Electric Cooperative Bill
- Online: Pay online via SmartHub at https://urecc.smarthub.coop/
- Phone: Call 903.680.2100 or 855.939.3744 to pay by phone; accepts credit/debit card and e-checks.
- Mail: Mail payment to P.O. Box 70, Gilmer, Texas 75644.
- Auto-Pay: Set up automatic bank draft (no fee) or Power Pay through SmartHub at https://urecc.smarthub.coop/
- In-Person: Pay at kiosk or drive-thru drop box at 1200 W. Tyler Street, Gilmer, TX 75644; available 24/7.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: urecc.coop/ways-to-pay ·urecc.coop/pay ·urecc.coop/payment-options.
Need to split your Upshur Rural Electric Cooperative bill into installments?
Retrieved July 2026 · Source: urecc.coop.
| Upshur Rural Electric Cooperative payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Upshur Rural Electric Cooperative's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Upshur Rural Electric Cooperative offers payment arrangements, limits are set by Upshur Rural Electric Cooperative based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Upshur Rural Electric Cooperative at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Upshur Rural Electric Cooperative's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Upshur Rural Electric Cooperative and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Upshur Rural Electric Cooperative bills only | Upshur Rural Electric Cooperative and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Upshur Rural Electric Cooperative bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Upshur Rural Electric Cooperative
Can I use Deferit to pay my Upshur Rural Electric Cooperative bill? ›
Yes. Enter your Upshur Rural Electric Cooperative bill amount in Deferit and we pay Upshur Rural Electric Cooperative in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Upshur Rural Electric Cooperative accept? ›
Upshur Rural Electric Cooperative typically accepts online payments via credit card, debit card, or bank transfer. Visit urecc.coop or contact their support team for the most up-to-date options.
Does Upshur Rural Electric Cooperative offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Upshur Rural Electric Cooperative's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Upshur Rural Electric Cooperative bill on time? ›
Contact Upshur Rural Electric Cooperative directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026