Biller name
Utica Mutual Insurance Company
HQ: New Hartford, NY
Legal name
Utica Mutual Insurance Company, its affiliates and subsidiaries
Website
Deferit is unaffiliated with Utica Mutual Insurance Company
Pay your Utica Mutual Insurance Company bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Utica Mutual Insurance Company Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 800-598-8422 |
Retrieved July 2026 · Source: uticanational.com/contact-us · current departmental phone numbers and hours of operation.
About Utica Mutual Insurance Company
Utica Mutual Insurance Company, operating as Utica National Insurance Group, provides personal lines insurance including auto, homeowners, boat, motorcycle, and renters coverage, as well as commercial insurance products such as workers' compensation and professional liability designed for small businesses and industry-specific sectors.
Utica Mutual Insurance Company bills commonly include monthly or annual premiums, policy deductibles, coverage fees, rider charges, and administrative fees. Deferit is unaffiliated with Utica Mutual Insurance Company.
How to Pay Your Utica Mutual Insurance Company Bill
- Online: Pay online at myaccount.uticanational.com using your policy number and zip code.
- Phone: Call 1-800-598-8422 to pay with no service fee using the automated voice system.
- Mail: Mail payment to P.O. Box 6532, Utica, NY 13504-6532 or overnight to 180 Genesee Street, New Hartford, NY 13413.
- Auto-Pay: Set up UNIPAY automatic recurring payments through myaccount.uticanational.com.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: uticanational.com/make-a-payment.
Need to split your Utica Mutual Insurance Company bill into installments?
Retrieved July 2026 · Source: uticanational.com.
| Utica Mutual Insurance Company payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Utica Mutual Insurance Company's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Utica Mutual Insurance Company offers payment arrangements, limits are set by Utica Mutual Insurance Company based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Utica Mutual Insurance Company at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Utica Mutual Insurance Company's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Utica Mutual Insurance Company and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Utica Mutual Insurance Company bills only | Utica Mutual Insurance Company and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Utica Mutual Insurance Company bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Utica Mutual Insurance Company
Can I use Deferit to pay my Utica Mutual Insurance Company bill? ›
Yes. Enter your Utica Mutual Insurance Company bill amount in Deferit and we pay Utica Mutual Insurance Company in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Utica Mutual Insurance Company accept? ›
Utica Mutual Insurance Company typically accepts online payments via credit card, debit card, or bank transfer. Visit uticanational.com or contact their support team for the most up-to-date options.
Does Utica Mutual Insurance Company offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Utica Mutual Insurance Company's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Utica Mutual Insurance Company bill on time? ›
Contact Utica Mutual Insurance Company directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026