Biller name
Valley Rural Electric Cooperative, Inc.
HQ: Huntingdon, PA
Legal name
Valley Rural Electric Cooperative, Inc.
Website
Deferit is unaffiliated with Valley Rural Electric Cooperative, Inc.
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Financing Option
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How to pay Payment methods Support FAQ Split into installments
Valley Rural Electric Cooperative, Inc. Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 800-432-0680 |
| Customer Service | 814-643-2650 |
| Emergency / Outage | 800-432-0680 |
| Pay by Phone | 855-922-3147 |
Retrieved July 2026 · Source: valleyrec.com ·valleyrec.com/content/contact-info · current departmental phone numbers and hours of operation.
About Valley Rural Electric Cooperative, Inc.
Valley Rural Electric Cooperative is a consumer-owned utility cooperative operating as a not-for-profit business. Incorporated in 1938 and energized in 1939, the cooperative maintains approximately 2,800 miles of distribution lines with a utility plant valued at over $126 million.
Valley Rural Electric Cooperative, Inc bills commonly include electricity consumption charges, demand charges, transmission and distribution fees, fuel cost adjustments, and service fees. Deferit is unaffiliated with Valley Rural Electric Cooperative, Inc.
How to Pay Your Valley Rural Electric Cooperative, Inc. Bill
- Online: Pay through SmartHub at https://valleyrec.smarthub.coop with credit card, debit card, or e-check; or use the pay-now option at https://valleyrec.smarthub.coop/PayNow.html without login.
- Phone: Call 1-855-922-3147 (toll-free, 24/7 automated system) to pay by credit card, debit card, or bank draft.
- Mail: Send check or money order to PO Box 477, Huntingdon, PA 16652-0477.
- Auto-Pay: Set up recurring payments through SmartHub at https://valleyrec.smarthub.coop to automate bill payments.
- In-Person: Pay at local offices in Huntingdon, Martinsburg, or Shade Gap (Monday-Thursday 7am-5:30pm); after-hours drop boxes available at select locations.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: valleyrec.com.
Need to split your Valley Rural Electric Cooperative, Inc. bill into installments?
Retrieved July 2026 · Source: valleyrec.com.
| Valley Rural Electric Cooperative, Inc. payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Valley Rural Electric Cooperative, Inc.'s online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Valley Rural Electric Cooperative, Inc. offers payment arrangements, limits are set by Valley Rural Electric Cooperative, Inc. based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Valley Rural Electric Cooperative, Inc. at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Valley Rural Electric Cooperative, Inc.'s payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Valley Rural Electric Cooperative, Inc. and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Valley Rural Electric Cooperative, Inc. bills only | Valley Rural Electric Cooperative, Inc. and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Valley Rural Electric Cooperative, Inc. bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Valley Rural Electric Cooperative, Inc.
Can I use Deferit to pay my Valley Rural Electric Cooperative, Inc. bill? ›
Yes. Enter your Valley Rural Electric Cooperative, Inc. bill amount in Deferit and we pay Valley Rural Electric Cooperative, Inc. in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Valley Rural Electric Cooperative, Inc. accept? ›
Valley Rural Electric Cooperative, Inc. typically accepts online payments via credit card, debit card, or bank transfer. Visit valleyrec.com or contact their support team for the most up-to-date options.
Does Valley Rural Electric Cooperative, Inc. offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Valley Rural Electric Cooperative, Inc.'s website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Valley Rural Electric Cooperative, Inc. bill on time? ›
Contact Valley Rural Electric Cooperative, Inc. directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026