Biller name
West Kentucky Rural Electric Cooperative Corporation
HQ: Mayfield, KY
Legal name
West Kentucky Rural Electric Cooperative Corporation
Website
Deferit is unaffiliated with West Kentucky Rural Electric Cooperative Corporation
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Financing Option
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How to pay Payment methods Support Late fees FAQ Split into installments
West Kentucky Rural Electric Cooperative Corporation Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 877-495-7322 |
| Pay by Phone | 866-784-0084 |
Retrieved July 2026 · Source: wkrecc.com/contact-us · current departmental phone numbers and hours of operation.
About West Kentucky Rural Electric Cooperative Corporation
West Kentucky Rural Electric Cooperative Corporation is a cooperative based in Mayfield, Kentucky that provides power to more than 31,000 members across Calloway, Carlisle, Graves, and Marshall counties in Western Kentucky. The cooperative operates through an elected board of directors representing four districts.
West Kentucky Rural Electric Cooperative Corporation bills commonly include electricity consumption charges, base service fees, demand charges, fuel cost adjustments, and transmission and distribution fees. Deferit is unaffiliated with West Kentucky Rural Electric Cooperative Corporation.
How to Pay Your West Kentucky Rural Electric Cooperative Corporation Bill
- Online: Pay online at wkrecc.com
- Phone: Call 866-784-0084 to pay by phone
- Mail: Mail check to P.O. Box 589, Mayfield, KY 42066
- Auto-Pay: Set up automatic monthly bank draft from your online account at wkrecc.com
- In-Person: Pay in person at Mayfield (1218 West Broadway), Benton (1767 Mayfield Highway), or Murray (1601 North 12th Street)
- Budget Billing: Enroll in budget billing through wkrecc.com
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: wkrecc.com ·wkrecc.com/contact-us.
Late Fees & Payment Policies
| Policy / Fee | Amount | Notes |
|---|---|---|
| Late payment fee | 5% of account balance if payment isn't received by the disconnect notice due date | |
| Returned payment (NSF) fee | $25 | |
| Reconnection fee | $30 for regular office hours reconnection; $25 for outdoor lights; higher cost for after-hours reconnections | |
| Deposit | Required based on credit rating; for commercial accounts, covers a 2-month average bill during the past 12 months or 12 months of normal service | |
| Convenience fee (payment kiosk/office counter) | 2.45% surcharge | |
| Convenience fee (online/phone residential) | $2.65 per payment | |
| Convenience fee (online/phone commercial) | $4.95 per payment | |
| Convenience fee (prepay online/phone) | $1.50 per payment |
Retrieved July 2026 · Source: wkrecc.com/charges-and-fees ·wkrecc.com/understand-your-bill
Need to split your West Kentucky Rural Electric Cooperative Corporation bill into installments?
Retrieved July 2026 · Source: wkrecc.com.
| West Kentucky Rural Electric Cooperative Corporation payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check West Kentucky Rural Electric Cooperative Corporation's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If West Kentucky Rural Electric Cooperative Corporation offers payment arrangements, limits are set by West Kentucky Rural Electric Cooperative Corporation based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by West Kentucky Rural Electric Cooperative Corporation at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check West Kentucky Rural Electric Cooperative Corporation's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by West Kentucky Rural Electric Cooperative Corporation and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | West Kentucky Rural Electric Cooperative Corporation bills only | West Kentucky Rural Electric Cooperative Corporation and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your West Kentucky Rural Electric Cooperative Corporation bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About West Kentucky Rural Electric Cooperative Corporation
Can I use Deferit to pay my West Kentucky Rural Electric Cooperative Corporation bill? ›
Yes. Enter your West Kentucky Rural Electric Cooperative Corporation bill amount in Deferit and we pay West Kentucky Rural Electric Cooperative Corporation in full right away. You repay us in 4 bi-weekly installments.
What payment methods does West Kentucky Rural Electric Cooperative Corporation accept? ›
West Kentucky Rural Electric Cooperative Corporation typically accepts online payments via credit card, debit card, or bank transfer. Visit wkrecc.com or contact their support team for the most up-to-date options.
Does West Kentucky Rural Electric Cooperative Corporation offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit West Kentucky Rural Electric Cooperative Corporation's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my West Kentucky Rural Electric Cooperative Corporation bill on time? ›
Contact West Kentucky Rural Electric Cooperative Corporation directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026