Biller name
Wise Electric Cooperative
HQ: Decatur, TX
Legal name
Wise Electric Cooperative, Inc.
Website
Deferit is unaffiliated with Wise Electric Cooperative
Pay your Wise Electric Cooperative bill with Deferit
Earn 2% cashback on every bill you pay with Deferit.
Financing Option
Deferit can pay your bill now, then you pay it back later.
How to pay Payment methods Support FAQ Split into installments
Wise Electric Cooperative Account & Billing Support
| Department | Number / Channel |
|---|---|
| Customer Service Main | 888-627-9326 |
| Customer Service | (940) 627-2167 |
Retrieved July 2026 · Source: wiseec.com/contact ·wiseec.com/contact-us · current departmental phone numbers and hours of operation.
About Wise Electric Cooperative
Wise Electric Cooperative is a member-owned electric utility founded in 1938. The cooperative provides electricity distribution and related energy services, including residential and commercial electrical service, solar installations, and standby generators.
Wise Electric Cooperative bills commonly include electricity usage charges, demand charges, distribution fees, fuel cost adjustments, and applicable taxes. Deferit is unaffiliated with Wise Electric Cooperative.
How to Pay Your Wise Electric Cooperative Bill
- Online: Pay online at https://ebiz.wiseec.com/ to manage payment methods, view statements, and schedule future payments.
- Phone: Call 1-888-627-9326 for payment assistance and account inquiries.
- Mail: Mail payments to PO Box 269, Decatur, TX 76234 with payment details from your monthly statement.
- Auto-Pay: Enroll in automatic bank draft on your due date to receive a 2% discount on your bill.
- In-Person: Pay in person at 1900 N. Trinity, Decatur, TX 76234 (Mon-Fri 8am-5pm or drive-thru 7am-6pm).
- App: Download the iOS or Android mobile app to manage your account and make payments.
- With Deferit: pay now and split into 4 installments, once every two weeks. Learn more →
Payment Methods & Addresses
Retrieved July 2026 · Source: wiseec.com/billing.
Need to split your Wise Electric Cooperative bill into installments?
Retrieved July 2026 · Source: wiseec.com.
| Wise Electric Cooperative payment arrangement |  Deferit | |
|---|---|---|
| How to access | Check Wise Electric Cooperative's online account, payment portal, or customer support team for available payment arrangement options. | Sign up, take a picture of your bill, and Deferit pays it on your behalf. Online or in app. |
| Maximum split | If Wise Electric Cooperative offers payment arrangements, limits are set by Wise Electric Cooperative based on your account status. We couldn't verify a published maximum split. | 4 installments, once every two weeks, up to your Deferit balance |
| Eligibility & approval | Decided by Wise Electric Cooperative at request time based on account status | Monthly Deferit membership, no lock-ins. Cancel anytime. |
| Fees & interest | Fees and interest were not published in the sources reviewed. Check Wise Electric Cooperative's payment portal or support team before setting up an arrangement. | Monthly Deferit membership plus a $0.99 processing fee per bill. No interest. No late fees on eligible Deferit memberships.* |
| If you miss a payment | Missed-payment consequences are set by Wise Electric Cooperative and may include late fees, service interruption, or collection activity depending on your account. | You can reschedule a repayment date in the app before it's due. Late fees may apply depending on your Deferit membership.* |
| Works for | Wise Electric Cooperative bills only | Wise Electric Cooperative and most other US household bills |
| Learn more → |
*No late fees feature included with Max and Ultra memberships. Installments on the Lite membership may incur late fees if overdue. See Membership terms for details.
Pay your Wise Electric Cooperative bill with Deferit
Earn 2% cashback on every bill, redeemed off your next payment. No subscription fee.
Common Questions About Wise Electric Cooperative
Can I use Deferit to pay my Wise Electric Cooperative bill? ›
Yes. Enter your Wise Electric Cooperative bill amount in Deferit and we pay Wise Electric Cooperative in full right away. You repay us in 4 bi-weekly installments.
What payment methods does Wise Electric Cooperative accept? ›
Wise Electric Cooperative typically accepts online payments via credit card, debit card, or bank transfer. Visit wiseec.com or contact their support team for the most up-to-date options.
Does Wise Electric Cooperative offer autopay? ›
Most billers offer automatic payment to help avoid late fees. Visit Wise Electric Cooperative's website or app to check whether autopay is available and how to enroll.
What do I do if I can't pay my Wise Electric Cooperative bill on time? ›
Contact Wise Electric Cooperative directly to ask about payment arrangements or hardship assistance programs. Deferit can also help — split your bill into 4 payments to ease the immediate financial pressure.
Updated: July 2026