|Reasons we can share your personal information
|Does Deferit Share?
|Can you limit this sharing?
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|For our marketing purposes - to offer our products and services to you
|For joint marketing with other financial companies
|For our affiliate's everyday business purposes - information about your transactions and experiences
|For our affilitate's everyday business purposes - information about your creditworthiness
|For our affiliates to market to you - Note: we will never share your SMS phone number data
|For nonaffiliates to market to you - Note: we will never share your SMS phone number data
You may limit our sharing by contacting us on email@example.com.
|Who is providing this notice?
|What we do
|How does Deferit protect my personal information?
|We protect your personal information from unauthorized access and use with security measures that comply with federal law. These measures include computer safeguards and secured files and office.
|How does Deferit collect my personal information?
|We collect personal information, for example, when you:
|Why can't I limit all sharing?
|Federal law gives you the right to limit only
|What happens when I limit sharing for an account I hold jointly with someone else?
|Deferit does not offer joint accounts.
|Companies related by common ownership or control. They can be financial and nonfinancial companies.
|Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliated companies we share with include marketing companies, biller partners, and other service providers.
|A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|Other Important Information
Telephone Communications: Deferit and its authorized agents, service providers and partners may monitor and/or record all telephone communications in accordance with applicable law.
California Residents: We will not share personal information that we collect about you with nonaffiliated third parties without your authorization except as permitted by law.
Vermont Residents: We will not disclose information about your creditworthiness to our affiliates and will not disclose your information to nonaffiliated third parties to market to you without your authorization, other than as permitted by Vermont law.