By using our services, you are deemed to have accepted this Agreement electronically. You have indicated that you wish to receive and sign the documents relating to your account or the Services with us electronically. We are required by law to give you certain information “in writing” – which means that you are entitled to receive it on paper. We need your consent to provide you with this information electronically, instead. We also need your general consent to use electronic records and signatures in our relationship with you.
In this Consent, the words “we,” “us,” and “our” means Deferit. The words “you” and “your” means the person giving consent. “Communications” means all records, disclosures, and notices related to your account or the Services or other information we provide to you or that you sign, submit, or agree to at our request.
Your Consent: You agree that any of the Communications we provide to you, or that you sign or agree to at our request, may be in electronic form. We may also use electronic signatures and obtain them from you on any Communication.
All Communications that we deliver to you in electronic form will be delivered either (1) via e-mail; or (2) by your accessing a website that we will designate in an e-mail, text message, or other electronic notice we send to you at the time the information is available. We will establish security procedures that you will have to follow to access the website.
We may always, in our sole discretion, provide you with any Communications on paper, even if you have authorized electronic delivery. Sometimes the law, or our agreement with you, requires you to give us a written notice. You must still provide these notices to us on paper, unless we tell you how to deliver the notice to us electronically.
How to Withdraw Consent: You can withdraw your consent to receive Communications electronically at any time by contacting us at email@example.com. with “Revoke Electronic Consent” in the subject line. A withdrawal of your consent to receive electronic Communications will be effective only after we have had a reasonable period of time to process your withdrawal. If you fail to provide or if you withdraw your consent to receive Communications electronically, Deferit reserves the right to restrict, deactivate, or close your account.
How to Update your Contact Information: It is your responsibility to provide us with an accurate and complete e-mail address and other contact information, and to maintain and update promptly any changes in this information. You can update your contact information at any time in your account portal or by contacting our customer hero team by clicking here.
Hardware and Software Requirements: To receive electronic Communications, you must have access to:
You must also have an active email address and an active cell number for text messaging.
By “Current Version,” we mean a version of the software that is currently being supported by its publisher. We reserve the right to discontinue support of a Current Version of software if, in our sole opinion, it suffers from a security flaw or other flaw that makes it unsuitable for use with our services.
If our hardware or software requirements change, and that change would create a material risk that you would not be able to access or retain electronic Communications, we will give you notice of the revised hardware or software requirements. Continuing to use this service after receiving notice of the change is reaffirmation of your consent.
Requesting Paper Copies: We will not send you a paper copy of electronic Communications unless you request it, or we otherwise deem it appropriate to do so. You can obtain a paper copy of any Communication we provide to you electronically by printing it yourself or by requesting that we mail you a paper copy. Requests for paper copies must be made within a reasonable time after we first provided the electronic Communication to you. To request a paper copy, contact us at firstname.lastname@example.org. There is no charge associated with requesting a paper copy of a Communication we sent you electronically.
Retain Copies: We encourage you to print or download for your records a copy of all electronic Communications, as well as this consent disclosure and any other document that is important to you.
Termination/Changes: We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law.
By clicking to accept this Agreement, you are consenting to receive Communications electronically. You are also confirming that you have the hardware and software described above, that you are able to receive and review electronic records, and that you have an active email account and/or a cellphone number for SMS messaging and the ability to access and view PDF files. You are also confirming that you are authorized to, and do, consent on behalf of all your co-applicants and/or co-owners of any product or service we provide to you.