Get $50 cash*
- 0% interest, always
- Pay it back in 2 smaller payments
- Build credit history with repayments
Delivered as a virtual card.

HOW IT WORKS
Everything you need to get your $50 cash
1.
Join Deferit
Join Deferit. Signup in minutes. No hard credit check required.
2.
Get $50 cash
Delivered to your virtual card with cash. Cover an unexpected expense or essentials when you need them most.
3.
Pay it back in 2 easy payments
0% interest, always. Two smaller payments every 2 weeks.
Got an unexpected expense?
We’ve got you.
Get started

People love Deferit.
Join over 3 million people who’ve turned to Deferit to manage their bills.
REAL CUSTOMER REVIEWS

Finally, a Bill Payment App That Understands Real Life
Instead of stressing about choosing which bill to pay first, Deferit helps me stay on track and avoid falling behind. It’s a smart solution for real-life situations when cash flow doesn’t always line up with due dates.
KL
Love this APP
Love this APP, especially when you hit a bind. Makes it so much easier to make biweekly payments instead of forking out everything all at once. It’s really easy to set up, follow and etc.
AA
Deferit to The Rescue
Deferit really helps out when money is tight. Deferit allows me to split bills into 4 installments, making it easier to catch up and stay on top of monthly expenses. Especially right now with everything being so expensive, Deferit really comes in with the assist.
LT
My power bill chose violence
My power bill was loud and disrespectful right before payday, but Deferit said “relax, I got you.” Easy to use, no shut-off stress, and payments that didn’t hurt my feelings. If adulting had a cheat code, this is it. 10/10 would defer again.
EG

4.8
Google play
17k+ Reviews
4.8
App Store
24k+ Reviews
4.9
500+ Reviews
Frequently asked questions

Use your virtual card with cash for essentials like gas, groceries, unexpected expenses, or even paying bills directly.
Cash gets loaded to your Deferit virtual card. You’ll get emailed your virtual card and can start using it right away.
You pay Deferit back in 2 smaller payments: the first payment is due 7 days after you get your virtual card with cash, and the second payment is due 14 days after.
Not yet. Right now, the virtual card with cash is only available via the web, not in the mobile app.
Besides getting cash for an unexpected expense, your repayments get reported to the credit bureaus, helping you build your credit history.
