The one
membership
for all your bills
We pay your bills now, you pay later.
Bill pay that helps build credit history.
Get lower rates on your existing bills.
We pay our members bills. They pay later.
Start with $100-$400 to split bills into 4
interest-free payments.
Your limit grows the longer you stay a member.
Members receive access at no extra cost.
Our members build credit and pay less3
Report your everyday bill payments to TransUnion®, Experian®, and Equifax®.
Members build their credit score by 30 points in just 3 months.3
With better credit you save on interest rates, insurance premiums, and more.
Members always get the best rates
Exclusive access to our expert bill negotiation service. Only for members.
Members save an average of $200 a year with providers like T-Mobile, Verizon, Spectrum, and more.4
Meet Jasmine from Dallas, TX
Jasmine, a mom of two, uses Deferit to stay on top of her bills, even during tight weeks when she’s focused on her kids.
As a member, Jasmine:
- Saved $122.34 in credit card interest.
- Boosted her credit score by 30 points, securing a lower-rate car loan for a bigger family car.
- Saved $139 on T-Mobile bills.
Deferit helps Jasmine manage her finances and focus on her family.5
Join now to start saving
