We Pay Bills. You Pay Us In 4 Smaller Payments.1

We've got you covered with bills! We'll pay them & you pay us back in 4 smaller payments.

  • We pay your bills directly
  • Know your fees upfront1
  • Change repayment dates
Get started Button arrow
Hero Hero

Easy. Peasy. Bill payments.

Create an account and upload a bill in minutes. Let us do the rest.

Upload a bill

Upload a bill

Snap a photo of your bill or choose a file to upload

We pay your bill

We pay your bill

We pay your bill upfront, even if your biller only takes checks!

Choose how you pay

Choose how you pay

Pay upfront or in smaller payments due every two weeks.

Easy. Peasy. Bill payments.

Easy. Peasy. Bill payments.

Create an account and upload a bill in minutes. Let us do the rest.

Pay now or pay later in 4 smaller payments.

Pay now or pay later in 4
smaller payments

Need flexibility? Make your budget go the extra distance by paying in smaller payments.

Build your credit history

Build your credit
history3

Eligible payments with Deferit are reported to credit bureaus, which can help build credit history.

Take a photo of your bill to pay it

Take a photo of your bill
to pay it

Simply take a photo of your bill and we take care of the rest! Whether paid online, by ACH, or by check.

Build credit with every payment3

Make the most of your bills by getting everyday payments reported to TransUnion®, Experian®, and Equifax®.

Learn more Button arrow
Build credit with every payment

Save over $200 a year on your bills4

Send us bills you want lowered and leave the rest to us. Our experts do all the hard work to get you the best deals.

Learn more Button arrow
Save over $200 a year on your bills

Pay any type of bill with Deferit2

Energy

DMV

Power

Education

Internet

Phone

Insurance

Utilities

Rent

Water

Gas

Healthcare

Energy

DMV

Power

Education

Internet

Phone

Insurance

Utilities

Energy

DMV

Power

Education

Internet

Phone

Insurance

Utilities

Rent

Water

Gas

Healthcare

Business

Vet

You're in great company

But don't take our word for it, see what other people are saying!

Review stars
Where is the 10 star rating. This business is amazing. I have used them for 4 bills and it's a life saver. Easy to get a hold of with no nasty surprises makes budgeting so much easier.
Sara

Actual customer review

Review stars
Sceptic at first with nothing to lose, but the website and the App works exactly as described - have now paid a few bills with ZERO issues. The bills have been paid on the date requested...
Emma

Actual customer review

Review stars
Excellent system that allows you to pay your bills on time during difficult situations. They only charge a reasonable monthly charge! Have been using it to pay phone and electricity...
Maddy

Actual customer review

Review stars
What a great service! Easy to use, nothing hidden, all is as they say it is. Great to know it is there when you need it. Highly recommend Deferit.
Adam

Actual customer review

Review stars
Deferit is user friendly! It has saved me from fees on outstanding bills and I no longer stress about bills. I recommend it to all my family and friends. Great service!
Benjamin

Actual customer review